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Will Baidu explode the address book if it has money to spend one day overdue?
If the money is overdue for one day, it will not explode the address book. The impact of overdue funds includes the following four points:
1. Overdue records will be reported to the credit information system at the request of the People's Bank of China;
2. Overdue fees will be charged, with penalty interest = overdue principal * penalty interest rate (1.5 for all easy loans, subject to the page display for exclusive loans) * overdue days;
3. The length of your overdue time will affect the subsequent use of money-consuming products;
4. You and your emergency contact person may contact by phone after the deadline. Tips: I suggest you repay on time and maintain a good personal credit.
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