Loans overdue for two days, you and I have been sending repayment messages.

Loans overdue, you and I have been texting for two days to urge repayment for the following reasons:

1. Contract: If the borrower fails to repay the loan within the time limit, according to the loan contract, the borrower has the right to urge the borrower to repay the loan as soon as possible by telephone, text message, etc.

2. Risk control: As an Internet financial platform, you and I need to recover overdue funds in time to ensure the safety of funds and the healthy operation of the platform.

3. Overdue fee: According to the loan contract, overdue repayment will result in overdue fee. SMS is also used to remind borrowers to repay in time to avoid overdue fees.

Generally speaking, after two days in loans overdue, you and I have been sending text messages to urge repayment, which is based on various considerations such as contract agreement, risk control and overdue fees. Doing so can remind borrowers to repay in time and ensure the normal operation of the platform and the safety of funds.

Extended data:

Overdue repayment will bring certain risks and losses to borrowers and lending platforms. Borrowers may incur overdue fees and face overdue records that affect personal credit. For the loan platform, overdue repayment will delay the recovery of funds and increase the risk of funds and operating costs. Therefore, the platform can remind borrowers to repay in time by sending short messages, increase borrowers' awareness of repayment and reduce the occurrence of overdue risks.

In addition, according to the Contract Law of People's Republic of China (PRC), the borrower shall repay the loan on time according to the agreed time limit and method. The borrower has the right to urge the borrower to fulfill the repayment obligation and collect overdue borrowers. This collection method generally includes text messages, telephone calls and so on. Remind the borrower to repay the loan and avoid further legal disputes.

Summary:

Behind you and I have been sending text messages to urge repayment for two days overdue, there are reasons such as contract agreement, risk control and overdue fees. This repayment method can remind borrowers to repay in time and ensure the normal operation of the platform and the safety of funds. Overdue repayment has brought certain risks and losses to both the borrower and the borrowing platform, and it is reasonable and legal for the platform to take collection measures.

The above answers are given according to the loan contract, relevant laws and regulations and the overall understanding. Due to contract provisions, legal provisions and other factors, the specific situation may be different. It is recommended that the borrower read the loan contract before repayment, and understand the communication mode with the platform and the overdue treatment measures.