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Can a student financial aid card be used as a bank card?

Can be used as a bank card. Student financial aid cards are generally used to grant grants. This kind of bank card uses a special issuing bank identification code. At the time of processing, the issuing bank will be exempted from the card opening procedure (workbook) fee and provide the SMS notification service for the grant entry free of charge. The money inside can be taken out directly and can be withdrawn. Card assistance keeps the characteristics of debit card as safe, accurate, convenient and fast, and has the basic functions of deposit and withdrawal, transfer, shopping and consumption, payment, investment and wealth management, online banking, short message service and so on. In addition, the commercial bank student card, referred to as the secondary vocational card. It is a green card jointly opened by the Banking Regulatory Bureau, the Ministry of Education, the People's Bank of China and the Ministry of Civil Affairs for secondary vocational school students who do not meet the requirements of the joint card. Like ICBC's co-branded card, it is a debit card.

1. Role of student financial aid card: The secondary vocational card is a debit card issued by a special card-issuing bank with the identification code of secondary vocational students enjoying the national financial aid policy, which is used to distribute state financial aid. The secondary vocational card project was implemented in the fall semester of 20 10, with "one card per person, centralized application and individual activation". Card-issuing banks offer the following preferential fees to students with secondary vocational cards: free card opening fees, free annual fees and small account management fees within three years from the date of card opening, and free SMS notification service for bursaries. The card issuers of secondary vocational schools are tentatively designated as five banks: Industrial and Commercial Bank of China, Agricultural Bank of China, Bank of China, China Construction Bank and Postal Savings Bank. The four ministries and commissions will gradually expand the scope of issuing banks according to the promotion and implementation of secondary vocational cards and the willingness of other banks to participate.

2. Description of student aid card: In order to speed up the development of secondary vocational education, attract more teenagers to receive secondary vocational education, meet the demand of national economic and social development for high-quality workers and skilled talents, further implement the national aid policy for secondary vocational education students, standardize the management of state aid for secondary vocational schools, and strengthen the supervision of state aid for secondary vocational schools, five major banks in China have issued secondary vocational student aid cards (referred to as "secondary vocational cards") nationwide. The student aid card for secondary vocational schools is a special debit card issued for secondary vocational school students who enjoy the preferential policies of national student aid. The secondary vocational card implements "one person, one card, centralized application and individual activation". Each aided student can only apply for one secondary vocational card.