106 Are all the short messages sent by the bank?

Handling credit cards has become a fashion. Since 1985, Zhuhai Branch of Bank of China issued the First Zhang Zhongxing Credit Card, the credit card business has developed in China for 32 years. By the fourth quarter of 20 17, the number of credit cards issued nationwide was 6170,000, and the average person in China held 0.36 credit cards, which has now become the main business income source of the banking industry. In order to increase the issuance of credit cards, banks have also come up with various ways, one of which is to invite cards by SMS, but not all the SMS messages you receive are sent by banks.

Some friends know that Bian Xiao is very good at handling and using credit cards, and often ask Bian Xiao for application and use skills. A few days ago, a friend Xiao B was very happy to find me and said that she had received a short message from the bank, inviting me to apply for a platinum card with a quota of 6.5438 million. There was a link in it asking me how to fill out the application materials. I said, send a text message and see how to fill in the application materials. I wrote that "this way of filling in the form allows you to grant a high credit card in 100 seconds", but before you are happy, I have to tell you bad news. The message you received began with 106, not from the bank, but from the credit card specialist or the staff who got the commission.

106 SMS invitation to apply for a credit card

First of all, let's learn about the past life of 106 SMS. 106 SMS refers to the gateway SMS platform provided only by China Mobile, China Unicom and China Telecom, that is, the SMS you receive on your mobile phone that starts with 106 is called 106 SMS. 10655 Unicom, 10657 Mobile, 10659 Telecom, and the last two digits are the city code, that is, the city where the channel you use is located. There is also 1069, which is a triple play short message channel.

It is clear that the short message starting with 106 is only a code of the short message sending platform, and anyone can use it through a qualified short message sending platform. Since anyone can use it, it will become a tool used by criminals. They use all kinds of mysterious 106 short message sending channels to send short messages such as fraud, winning prizes and transferring money to implement telecom fraud. Of course, there are many formal ways to send notification messages, such as Taobao, JD.COM and other e-commerce platforms.

Such a platform has great advantages in publicity and promotion. Accurate and effective, and can immediately put advertisements according to the target customers. Some time ago, when Alipay red envelopes were very popular, some people used 106 to send red envelope passwords and made a lot of money. A friend sent a special message 106 in the circle of friends in Bian Xiao, and often sent some promotional friends.

In this way, we can know why the short message starting with 106 is not necessarily sent by the bank, because if the bank invites the target customers, it usually uses its own 5-digit short message to inform them. Generally, messages starting with 106 are used as advertisements or notices. If you are careful, you will find that the short message starting with 106 sends you an invitation to apply for a credit card. The first one invited you to apply for a credit card from Bank of Communications, and then the next one became CITIC Bank. Making such a big mistake shows that these promoters who send text messages will not do anything to promote it.

Therefore, don't easily believe those invitations to do credit card short messages that begin with 106, and don't be confused by the high-quota, platinum cards and high-quality customers. If you want to apply for a credit card, go directly to the bank official website or the mobile app. As long as it is a big bank, you can apply online.