Excuse me. Do you have any overdue bills?

My loan may have been overdue for the longest time. It has been overdue for several months since it came out. I haven't paid half of it yet. It's not that I don't want to pay it back. It's that my debt broke out and I can't repay it.

Halfway through the negotiation, I thought about reducing interest to pay off the debt, because the principal was not much, it was only 3,000 yuan, but the collection staff always disagreed and insisted on paying back the principal plus interest 10000. At that time, it seemed to have risen to more than 20 thousand now.

Moreover, the collectors are also embarrassed and often say something to scare me. I told him I was willing to pay back, but he wouldn't listen.

Because I set up call forwarding on my mobile phone and transferred to my work number, he thought I didn't have a phone to use. Later, he sent the reminder message to QQ's mailbox.

He thinks he is clever, but I don't care about him.

However, I also want to settle this debt, and the time has dragged on to 20 19. When my personal debt has been paid off to 7788, I have handled several credit cards, which are basically solved through negotiation, because if each family pays the principal plus interest, I am a little at a loss, because a few years ago it has been overdue for some time, and the most important thing is that I have gone the wrong way, which I admit.

But when I finally reflected, I was also actively dealing with all debts, especially Alipay. Because I think I will use it frequently, I will repay Alipay now, but they won't. Until 20 19, I opened AliPay, which was basically useless because it was overdue for so many years. The most important thing is that I am afraid that he will deduct money, because the interest has exceeded too much.

This is the latest print, and there is another issue below, June 2020 1, which proves that I really still owe money, but I made a loan settlement record two years ago, when I was already negotiating with them that I could only repay the principal. Later, I deposited the principal in Alipay, and they deducted it, and the interest was still hanging here.

I also printed a certificate at that time.

I typed this certificate on March 7, 2009+2065438. At that time, if I typed this certificate, it was mainly for my wife, because I asked him to take money to pay off this debt.

So it proves that I don't owe them money at all, but now I open the interface and say that I owe more than 25 thousand, and I don't know what that means.

When I opened the loan details, there was nothing but a blank.

It makes me look stupid. When I click to borrow money, it shows that I don't have any quota.

Then I looked at this record again, and there was no loan record.

I don't know what happened to me. Is there an expert here to help me answer whether the overdue amount of this loan needs to be paid back? If I don't, will I go to jail?

1760 days overdue, I get up the courage to download the app again and see what the ratio of penalty interest, interest and principal is!

If you have friends who are overdue but dare not read the IOUs, you can refer to them.

My total amount is 65,438+05,000 yuan, and 2065,438+06 was all overdue on August 8, 2006. Why do you say "comprehensive"? I have to say that the situation at that time was so hard that eating became a problem, so that I paid back some money in the early stage and lent it out for emergency, not to mention hundreds or even dozens or even several dollars. Can gamblers give up? I won't!

There is nothing wrong with online gambling and peer-to-peer lending. I really don't understand whether I gamble to pay back the money from online loans or to support my gambling dream of getting rich with online loans.

Principal 14698. 15 yuan, overdue 1760 days, penalty interest 18979.90 yuan, repayment of 35577.66 yuan, interest of 35577.66-14698.5388.

What's it like to see this place?

Regret, regret!

I haven't thought about repayment for five years, because the overdue is caused by the collapse of online gambling, and it's no exaggeration to be penniless. Credit cards and various online loans burst at the same time; It's a year overdue, just over 20 thousand. I just closed my credit card and had no money. Two years later, it was 25,600 yuan, and my salary was gambled away, and I was powerless to return to heaven; Three years, four years, this is the fifth year, and the more I look at it, the more worried I am. Can we negotiate to repay only the principal? Otherwise, the rising interest and penalty interest can't be eaten!

The loan is overdue 179 days, and the overdue amount is more than 37,000. Calling Alipay customer service, he said that he would feedback the loan situation. That is, third parties. . . Alipay is disgusting. I'm calling sincerely to negotiate repayment, just to talk to a third party.

The collection said that the total amount owed was more than 82,000. I said how is that possible? Alipay obviously has more than 37,000. She said that more than 37,000 yuan is only overdue, and some of it is not overdue, plus the arrears of Huayuan. I feel my head is big in an instant, soaring from more than 37,000 to more than 82,000. I asked if the payment could be made in 36 or 24 installments with a fixed monthly payment. She said no, there were only two options. One is to pay off in one lump sum, and the interest can be reduced accordingly. The second is to repay the loan in four stages. To put it bluntly, it is divided into four phases, with more than 20,000 per month. . . If you can pay back more than 20 thousand a month, will it be overdue? These two schemes are simply impossible.

I'll get rid of it now and pay it back every month. The penalty interest on the loan is really high, so we have to make up the interest. Penalty interest+interest is almost 5000. I didn't expect this. It's too hard [sobbing].

Actually, you shouldn't have borrowed it at all. Borrowing it is a hole. People with real money won't borrow it. These people cheat people who have no money or skills.

My loan of 100,000 yuan is two months overdue.

Let me talk about my personal situation. 17 years, the developer ran away and took more than 8 million from me. I sold the house in Shijiazhuang, and paid the workers wages and materials, but the money from selling the house was far from enough to pay off the debts. At present, the principal of CITIC Credit Card is 56,000, Communications Credit Card 12000, Ping An Credit Card 20,000, Minsheng Credit Card 24,000 and Everbright Credit Card 65,438 are owed. Pudong Development Credit Card 8000, Industrial and Commercial Credit Card 20000, China Merchants Credit Card 18000, Agricultural Credit Card 5000, China Bank Consumer Finance 75000, Policy Loan 6000, Bai Hua 3000, illegal usurer Fei Da 100000, Zhongtengxin 56000, and I kept 200,000 by the end of 2008. Business just turned to catch up with the epidemic at the end of 19. The store was closed for four months and opened in April 2020. The income is very bleak. The monthly rent is 13000, and the salary of water and electricity property personnel is about 24000. After two months, I decided not to do it, and there was not much money to transfer. In 2020, I have two dolls to raise at home. It's not enough. I have to answer more than a dozen calls a day. Later, in July 2020, he was forced to work in Tianjin, earning 9000 yuan a month, eating and sleeping until1February. I found that if I pay 9000 yuan a month, my debt is still in the foreseeable future. Back in Shijiazhuang, the second wave of epidemic broke out and I stayed at home for two months. I've thought about something, too. After I unsealed it, I only took 20 thousand yuan to start a business here. Because there are factory resources in hand, the price is very advantageous. But from March 20021year to August now, the overall situation is neither good nor bad. The overall environment in the first half of the year was not very good. By the end of July, it was beyond our financial resources. In August, I found that there were some problems in my life, not bad work, but too much family expenses, so I reduced all expenses to a minimum at the start-up stage. At the age of 30, they seem to have experienced it.

Hunan guy owes Alipay 1.6 million yuan, unable to repay, and the penalty for one year is more than 40,000 yuan. This guy can't figure out the background of the preface.

Recently, a young man in Hunan borrowed Alipay 1.6 million yuan, and his business soon failed, and he couldn't afford it. After more than one year overdue, I finally saved 40 thousand yuan for repayment, only to find that the penalty interest was more than 40 thousand yuan, and I was shocked! Another year has passed in vain. What do you think? Let's discuss:

It can be said that most young people like it very much. Among them, the flower garden allows us to overdraw anytime and anywhere, while the loan garden can be borrowed when necessary. At the same time, relying on the sesame sub-system, the threshold of borrowing flowers is greatly lowered, and young people can easily obtain their own flower buds and borrowing flowers, with the score of 5 1 1, the lowest 10000. How to apply, please read further.

With the establishment of ant consumer finance, flower buds will "close down" on a large scale. Netizen: What about the money owed?

Although it is good to borrow flowers, the quota has been reduced on a large scale recently and the authority has been closed. That was not the case. Guangzhou guy spit out "flower buds are used well, and if they are not used, they will be gone." My 38 thousand, can I not pay back what I owe? "

Netizens have called for "never return it, even if it is closed, it must be returned, and it cannot be overdue. The consequences are too serious! "

So what happens if you owe flowers?

First, the flower garden is closed.

If you don't return the flowers after the deadline, the flowers will be closed.

Second, the penalty interest keeps accumulating.

Accumulate the penalty interest of 1.5 times from the first day of overdue, and the longer the overdue time, the more penalty interest.

Third, sesame seeds are greatly deducted.

Some netizens said that "the flower garden is overdue for 3 days, the sesame score becomes 350, and a deposit is required for cycling". It can be said that most of Alipay's functions can't be used after the sesame score is greatly deducted.

Fourth, overdue records affect credit reporting.

After personal credit information is hacked, you can't do credit consumption loan business such as mortgage and car loan, and don't use the flower buds beyond the time limit.

The reply from netizens is really worrying, even if it is closed, it will go into a lot! So what do you think of this? Welcome to leave a message for discussion!

It's not overdue, but today is the repayment date. Guess what, once it's still there, there's no limit. If you don't finish, you can turn around. That's great. There's no money at all. Don't borrow the daily limit, it will suddenly close for you. It's almost done. It's not needed anymore, garbage

Borrowed the principal of 20 thousand and paid back more than 5 thousand. At present, it is almost five years overdue, and all kinds of penalty interest add up to 28 thousand. I negotiated to cut back and re-enter the stage. People don't agree, so wait, wait for the prosecution! Let the court handle it! He threatened me by phone the other day, saying that I still have several long credit cards to return! You cannot negotiate. I can only perform first!

As long as you can make good use of your money, there is no overdue.