Does CreditEase have the right to freeze WeChat Alipay?

The loan company has no right to freeze your Alipay WeChat or bank card. If they want to freeze the assets in your name, they can only apply to the court first, and then the bank authorizes to freeze your bank card. Loan companies cannot freeze privately. Alipay and WeChat belong to third-party payment platforms and are not linked to loan business. However, if there is debt outside, it is better to pay it off as soon as possible, otherwise it will affect the personal credit information system.

I. Introduction to CreditEase

CreditEase Company is a comprehensive modern service enterprise integrating wealth management, credit risk assessment and management application, and data integration services. The company was established by Tang Ning in 2006 with the listed stock code of 20 15 12 18, and its headquarters is in Beijing. Taking the lead in introducing foreign advanced credit management concepts, combined with China's social credit situation, it launched a person-to-person credit loan service platform, also known as.

Second, what will happen to the loan company if the loan is not repaid?

As long as you sign a contract with the loan company, once it is overdue, you may also incur penalty interest and liquidated damages. 1, the first thing you encounter when you don't repay is a high penalty interest. Some financial institutions will require you to pay a penalty on the basis of default interest, and these expenses add up to a lot of expenses. 2, the credit will be damaged, and the money borrowed from the bank will not be returned within the time limit, which will leave a stain on the personal credit report. It will be even more difficult to apply for a credit card loan in the future. The credit information systems of major banks are connected to the Internet. In case of overdue, other banks will know that even if small financial companies are not included in the credit investigation circle, they still have a blacklist system, which is enjoyed by * * *. If a company can't repay, it will be difficult for other banks to approve loans. 3. The loan will not be recovered. Whether it is a bank or a small loan, the company has its own collection system and will call you to send a message for collection. 4. Loans will not be prosecuted, assets may be seized, financial institutions will also use legal weapons to protect themselves, and those who fail to repay their debts will be prosecuted. Once the court decides, the individual will have to execute the repayment ruling, otherwise the court will seal up the property under your name and repay the debt with the proceeds from the auction. If the circumstances are serious, you will go to jail. Generally speaking, borrowing money is not a civil dispute and will not rise to the criminal level. However, if the borrower refuses to implement it and insists on defaulting, he would rather run away than pay back the money. Please ask the bad court to investigate the criminal responsibility of the borrower in time. If it is too serious, he will go to jail.