What does it mean that the credit card limit of Industrial Bank is zero?

A credit card limit of 0 means that the available credit limit has been used up/the credit card has a bad record, so the credit card can no longer be used for credit card consumption, and the original consumption amount must be refunded/increased before the credit card can continue to be used for consumption.

To increase the credit card limit, you need to comply with the following conditions:

First, always use the card, it is best to use up the quota often, so that the bank will know that your quota is not enough;

Second, timely and full repayment shows that you have good repayment ability, which is a prerequisite for cash withdrawal;

Third, use less revolving credit, that is, use less minimum repayment;

Fourth, put an end to bad credit card records, and repay on time. If you can't repay in full, you should repay the minimum amount on time and pay interest (this is very important, if you forget to repay, or neglect to repay a fraction, even if it is 1 cent, it will bring bad credit card records);

5. Card has been opened 180 days (6 months).