How to renew China Merchants Credit Card when it expires is as follows

Credit cards have a certain period of use, usually five years, and once they expire, they will no longer be used. Therefore, the cardholder needs to renew the insurance after the credit card expires. Taking China Merchants Bank's credit card as an example, let's take a look at the specific renewal methods.

How to renew China Merchants Credit Card when it expires?

According to the regulations of China Merchants Bank, if a cardholder meets the conditions for card replacement, China Merchants Bank will send a short message notice of card replacement two months before the expiration of the cardholder's credit card, and the new card will be sent to the cardholder's billing address one month before the expiration of the card, and there will also be a short message notice after it is sent. In other words, if the cardholder's credit card meets the renewal conditions, China Merchants Bank will take the initiative to mail the credit card one month before the credit card expires.

How to modify the delivery address of expired renewal cards?

Cardholders can download the Pocket Life APP and enter "renew the card and change the address" to modify the billing address. If the address change time limit for SMS reminder has passed, you can call the credit card service hotline 4008205555 for manual processing.

What are the precautions for renewing the card when it expires?

1. When the primary card and the secondary card expire, the new card will be sent to the billing address of the primary cardholder;

2. In general, an expired new card is the same as an old card with the same card number and card face. Some credit cards will change the card number and card face when changing cards due to reasons such as suspension of issuance, and the old card can be used until it expires;

Please open a new card in time after receiving it. When the renewal card number is the same as the old card, the old card will be invalid immediately after the new card is opened, and the account, limit and points will be transferred to the new card. Please cut off the magnetic stripe/chip of the old card and destroy it.

The above are some contents of the renewal of China Merchants Bank's credit card. You can pay attention.