What are the precautions for buying a house in Xi 'an? Ten steps to buy a house

Buying a house is a major event in life. It is possible to buy a house for a lifetime, ranging from hundreds of thousands to millions. What should I pay attention to when buying a house? Many buyers will be at a loss when there is a lot of advertising information, and they don't know how to go. Bian Xiao has compiled a complete analysis of the purchase process of 10, hoping to be very helpful to buyers.

First of all, clear objectives.

What's the use of buying a house? This is the first thing to be clear about buying a house. If it is used for self-occupation, it is necessary to pay more attention to the surrounding facilities, travel costs and other factors, and give priority to the residence near the urban area; If it is used for investment, it is necessary to focus on the appreciation potential of the house.

Second, the new house PK second-hand house

Buy a new house or a second-hand house? Bian Xiao thinks this is a choice of two different lifestyles. People who require high convenience for life are suitable for buying second-hand houses in urban areas; People with high quality of life may wish to choose a new house in the suburbs. In addition, under normal circumstances, the down payment of new houses is lower than that of second-hand houses, and buyers with high down payment pressure can give priority to new houses.

Third, prepare funds.

When buying a house, the most important thing is money. The down payment and monthly payment will directly affect the quality of life in the next few decades. Therefore, it is recommended that you do what you can when buying a house, and determine the total house price and repayment period according to the family income.

Fourth, choose real estate.

Under normal circumstances, the quality of real estate developed by powerful and well-known big developers is relatively more secure. The buildings that have been successfully developed in the same area can also be given priority, because such buildings usually have a high degree of resource integration and complete supporting facilities.

Investigation and matching of verbs (abbreviation of verb)

Whether the supporting facilities are perfect or not directly affects the quality of life of residents in the community. A well-equipped community should have basic facilities within 3 kilometers to meet the daily needs of the owners, such as food, clothing, housing and transportation. Life will be more convenient if there are self-built kindergartens and clubs.

VI. Delineation of Areas

After determining the real estate, we can estimate the housing area to be purchased according to the average price of the real estate and the total housing price that the family can afford. The housing area should be determined according to the family economic situation and actual needs. It should not be too big, but it should not be too small. It is best to be moderate.

Tips: When defining the housing area, taxes and fees are also an important reference standard. According to the national regulations,1%of the total house price should be paid for the first purchase with an area of less than 90 square meters; The first purchase area is 90- 144 square meters, and 0.5% of the total house price is required to be paid for 65438+; Non-first-time house purchase or first-time house purchase exceeding 144 square meters shall be paid at 3% of the total house price.

Seven, choose the right floor

A high floor is a good floor? Don't! The choice of floor should be based on the situation of family members. Under normal circumstances, if there are elderly people at home, it is appropriate to choose the lower floor; If there are children at home, choose the lower floor; If young people live, they can decide according to their personal preferences.

Eight, choose huxing

The apartment with square pattern, transparent north and south, bright kitchen and clear movement is a good apartment in the usual sense. Irregular huxing, poor lighting and ventilation, and mixed dynamic and static functional areas are the common poor huxing.

Nine, check five cards

Five certificates are the premise and basis for handling real estate licenses. Buying a house with incomplete five certificates is very risky. If you are not careful, you may have both money and a house. Special reminder: it is best to check the original when checking the five certificates, because the copy is easier to be tampered with; If the developer does not agree to check the five certificates, the buyer should at least verify the authenticity of the "Pre-sale Permit for Commercial Housing".

Tips: "Five Certificates" refers to the five certificates that developers must possess when selling commercial housing, namely: construction land planning permit, construction project planning permit, housing construction permit, state-owned land use permit and commercial housing pre-sale permit. If the developer's five certificates are incomplete, even if the buyers pay the money, it is impossible to clarify the ownership of the house.

X. sign a contract

Because the knowledge of buyers and sellers is not equal, buyers are often in a passive position when signing a house purchase contract. When signing a contract, you should carefully read and understand the terms of the contract and the supplementary agreement, and ask lawyers and competent authorities for help if necessary.

Tips: When signing a contract, you should check "two books" in addition to "five certificates". "Two Books" refer to the Housing Quality Guarantee and the Housing Instruction Manual, among which the Housing Quality Guarantee is particularly important. It is equivalent to the warranty card of the house and has the same effect as the contract. After signing the Housing Quality Guarantee, the developer needs to provide warranty services for housing quality problems such as pipeline blockage, ground cracking and electrical switch damage ranging from 2 months to 1 year according to relevant regulations.

(The above answers were published on 2015-11-26. Please refer to the actual purchase policy. )

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