When is the starting date of subscription interest of China Everbright Bank's personal certificate of deposit?

China Everbright Bank's subscription date of personal time deposit certificate: unified deduction/transfer at the end of the issuance date. When a bank deducts money from a customer's account, a special account for personal certificates of deposit is automatically generated in Sunshine Card, which is used to record the types, quantities and corresponding rights and interests of personal certificates of deposit held by customers.

Subscription time: Personal certificates of deposit are second-class products, and each issue has an issuance period. Investors can apply for subscription of personal time deposit certificates at the business outlets of China Everbright Bank or online banking with their valid identity documents and sunshine cards within the prescribed issuance period. 1. If customers want to buy through e-banking, they can buy directly as long as they have our debit card, and there is no need to open a personal certificate of deposit account at the counter. 2. The purchase time of e-banking channel is 5:00-2 1:00. In the operation of electronic banking, it is necessary to increase the amount, decrease the amount and cancel the purchase before 2 1: 00 that evening.

Subscription method: personal certificate of deposit is reserved for purchase: when making an appointment during the issuance period, the system will check whether the available funds in the current account (available balance of current account+funds in fixed or current account) in the customer card are sufficient, and it is impossible to make an appointment due to insufficient funds. No deduction will be made after the appointment is successful, and the system controls that the reserved funds cannot be withdrawn. Customers can make an appointment to increase or decrease the investment amount during the issuance period. On the product value date, the system will automatically deduct the money according to the reservation and value. If the customer holds a personal certificate of deposit, the initial amount should also be met the next time he purchases a different installment payment. However, for products with the same term added on the same day, it is enough to buy them again directly.

Restrictions on agency subscription: If the agency is allowed, the valid identity documents and power of attorney of the customer and the agent shall be provided.

Subscription scope: customers can make an appointment to purchase personal large deposit certificates at any outlets in the country with their cards.