Is Alipay safe?

I often shop online, such as Yi Bei, Taobao, Dangdang and Zhuoyue, which should be very safe. So far, nothing unpleasant has happened. However, I suggest you apply for a bank card for online payment. Don't put too much money in this card. If it is stolen, it won't be too expensive.

References:

zhidao.baidu/question/ 1466326? fr = qrl 3

Alipay is an advanced online payment platform in China, founded by Alibaba, the best B2B company in the world, and is committed to providing high-quality and safe payment services for online transaction users.

Alipay is a secure payment service specially launched by Alipay Company for online transactions. The essence of its operation is that Alipay, as a credit intermediary, serves as a value-added service for buyers and sellers to temporarily keep the payment for goods before the buyer confirms receipt of the goods.

Alipay service was launched in Taobao on June 2003 10, and in a short period of one year, it quickly became an indispensable payment method for members' online transactions, which was deeply loved by Taobao members and attracted great attention from the industry. Alipay service is a pioneering work of Internet enterprises and a milestone in the development of e-commerce.

After continuous improvement, Alipay service has become more and more perfect. In order to better operate Alipay and provide better services for users, we established Alipay Company and launched Alipay account system on June 30, 2004.

References:

help.alipay/...79

It is still relatively safe.

Online shopping can save time and energy, and sitting at home can also buy good goods and cheap goods from all over the country. But the most regrettable thing is that there is nothing perfect in the world, and the safety of online shopping has become the most worrying and concerned issue for buyers. We have seen or heard too many things about online shopping being cheated in the media. Is online shopping really that terrible?

Because the online world is a virtual world, all behaviors can be covered by virtual identities, so it is easy to breed fraud and other phenomena. However, in recent years, foreign online payment business has developed rapidly, and domestic enterprises from * * * to e-commerce have begun to pay attention to this problem and have successively introduced a series of measures. For example, Guangdong province has launched a digital certificate, and if fraud occurs, specific suspects can also be found; E-commerce companies such as Yi Bei's real-name registration, Alibaba's "Cheng Xintong" and the advance payment system implemented by some websites have achieved certain results in e-commerce credit; On the bank side, China Merchants Bank has launched a "visa verification" service. All these efforts are devoted to strengthening the security of online transactions and payments and minimizing the possibility of online crimes.

Technically, e-commerce companies install powerful firewalls, such as Norton, Cisco, and Netscreen. Due to the sudden factors of network problems, the progress of hacker technology, and the overall attack on enterprise security, the proportion of enterprises' investment in this area will inevitably increase. By patching various security vulnerabilities, intrusion detection, privacy control, prohibiting illegal access and backing up important information, the security of enterprise information can be greatly reduced.

For the protection of network security, there are laws and various rules and regulations to regulate network behavior in a big way; Specifically, it includes network security and identity authentication.

Is it safe to put money in Alipay?

If you use Alipay's certificate, it should be safe, because he can only use the money in your Alipay to buy things and transfer the money in your computer. In addition, if possible, he can withdraw it to the bank card. I think it's safest this way.

What is Alipay? Is it safe?

Very safe. In layman's terms, Alipay is equivalent to the cashier between the buyer and the seller. If you communicate with the seller first and decide to buy, the money will be given to Alipay, which is what I said, and then Alipay will inform the seller that you have paid, and the seller will deliver the goods to you. If you are satisfied with it, you can confirm the receipt and lend it to the seller.

For Alipay, the relationship between buyers and sellers is equal, and Alipay is not manipulated by sellers, so don't worry about anything. If you are not satisfied after receiving it, you should communicate with the seller how to solve it. Don't rush to lend money to the seller, as long as you don't agree to borrow money, the seller won't receive the money.

Is the transaction between Alipay and Alipay safe?

If it is received directly, you should pay attention. Generally, you can search the seller's information online. If it's fraud, some people will say, oh, secured transactions don't matter. It's not enough to call the other party until you receive something. Be careful. It's okay. If it is a regular non-Taobao online seller, people like Vipshop and Fanke are still trustworthy.

Is it safe to deposit money in Alipay?

If Alipay is bound to a mobile phone, as long as it uses money, it must also pass the verification code of the mobile phone. Now the Alipay wallet in the mobile phone has to be unlocked as soon as the screen is locked. Under normal circumstances, you can get money only if you know your account password, take your mobile phone and know that you are sliding the lock. So rest assured, it is still very safe. However, if the express payment is bound, as long as you know your account password, Alipay password can use your bank card money, but it is also limited. If the number is large or used several times, it needs to be verified by mobile phone, even if the loss is limited. If you don't tie fast payment, the safety factor is relatively large, and of course it is not so convenient. Personally, I am bound. Handmade, hope to adopt.

Is it safe to pay with Alipay?

He'd better have a shop and buy it through Taobao shop. It's safer for you to pay him with Alipay.

If he doesn't have a Taobao shop, you can directly transfer money from Alipay to his Alipay, which is not safe. This is the same as using a bank card to transfer money, and it will arrive in real time. It's not safe. If you are cheated, you can't get it back.

Is Android mobile phone Alipay safe? 5 points

Alipay is safe for Android phones.

Alipay is a third-party payment platform and a safe and fast payment method. Mobile Alipay APP is a secure application, which can be applied to various smart phone systems (including Android system).

Pay attention to the following points when using Alipay APP:

1. Download and update Alipay applications only from the secure market;

2. The mobile phone should be equipped with the latest antivirus software, and it should be disinfected frequently.

Is it safe to use Alipay on mobile phones?

Pay special attention to using Alipay on mobile phones, report the loss of mobile phone cards in time, and ensure the security of your Alipay account, especially for fast payment users. Because the Alipay password can be retrieved by hand, if the person who stole your mobile phone is skilled in Alipay, then your Alipay and bank card (fast payment) accounts will be in danger.

Is it safe to put money in Alipay balance?

There are risks, but not afraid of less deposits. You can't think of it as a bank and put all your belongings in it.

I. Risks of Yu 'ebao:

1. The income of Yu 'ebao comes from the money fund (wealth management products). The income is not fixed, but the fund investment will be risky. Isn't there something wrong with the bank's wealth management products?

2. According to the regulations of the central bank on the management of third-party payment platforms, the balance of Alipay can purchase agreement deposits, and there is no clear regulation on whether to purchase funds. Yu 'ebao's practice of realizing the fund sales function with the help of Tian Hong Fund is playing a marginal role. From a regulatory point of view, Yu 'ebao is illegal. Once the regulatory authorities attack, Yu 'ebao may be stopped.

3. Yu 'ebao transfers bank cards and money funds through Alipay, that is, funds are transferred from personal bank cards to Alipay, and then from Alipay to Yu 'ebao, and Yu 'ebao invests in money funds; The traditional money fund is from personal bank card to money fund. In other words, because of Alipay, Yu 'ebao destroyed the closed cycle of the banking system in which funds were transferred from personal bank cards to money fund custodian banks. Once there is a loophole in the personal Alipay link, the client's funds will be at risk.

4. Yu 'ebao didn't remind users of the investment risks of money funds. Once the users of Yu 'ebao have income disputes, legal disputes are hard to avoid, and the resulting impact is hard to estimate.

Second, the advantages of Yu 'ebao:

1. Good liquidity and convenient transfer.

2. Let's look at a set of income comparison data. At present, the annual interest rate of RMB demand deposits in banks is 0.35%, and the seven-day annualized rate of return of Yu 'ebao is generally around 4.5%-5%, which is at least 12 times higher than that of demand deposits. The income advantage is self-evident.

3. Alibaba established Ali Microfinance Group, with guarantee companies and loan companies. With abundant funds, it has been ready for a long time, and its ability to cope with unknown risks is stronger.

4. Yu 'ebao is more convenient. Relying on Alipay platform and real-name authentication, if you want to buy Yu 'ebao, you can pay and subscribe directly on Alipay without opening a separate account. There are risks, but not afraid of less deposits. You can't think of it as a bank and put all your belongings in it.

I. Risks of Yu 'ebao:

1. The income of Yu 'ebao comes from the money fund (wealth management products). The income is not fixed, but the fund investment will be risky. Isn't there something wrong with the bank's wealth management products?

2. According to the regulations of the central bank on the management of third-party payment platforms, the balance of Alipay can purchase agreement deposits, and there is no clear regulation on whether to purchase funds. Yu 'ebao's practice of realizing the fund sales function with the help of Tian Hong Fund is playing a marginal role. From a regulatory point of view, Yu 'ebao is illegal. Once the regulatory authorities attack, Yu 'ebao may be stopped.

3. Yu 'ebao transfers bank cards and money funds through Alipay, that is, funds are transferred from personal bank cards to Alipay, and then from Alipay to Yu 'ebao, and Yu 'ebao invests in money funds; The traditional money fund is from personal bank card to money fund. In other words, because of Alipay, Yu 'ebao destroyed the closed cycle of the banking system in which funds were transferred from personal bank cards to money fund custodian banks. Once there is a loophole in the personal Alipay link, the client's funds will be at risk.

4. Yu 'ebao didn't remind users of the investment risks of money funds. Once the users of Yu 'ebao have income disputes, legal disputes are hard to avoid, and the resulting impact is hard to estimate.

Second, the advantages of Yu 'ebao:

1. Good liquidity and convenient transfer.

2. Let's look at a set of income comparison data. At present, the annual interest rate of RMB demand deposits in banks is 0.35%, and the seven-day annualized rate of return of Yu 'ebao is generally around 4.5%-5%, which is at least 12 times higher than that of demand deposits. The income advantage is self-evident.

3. Alibaba established Ali Microfinance Group, with guarantee companies and loan companies. With abundant funds, it has been ready for a long time, and its ability to cope with unknown risks is stronger.

4. Yu 'ebao is more convenient. Relying on Alipay platform and real-name authentication, if you want to buy Yu 'ebao, you can pay and subscribe directly on Alipay without opening a separate account. ...& gt& gt