Taobao shopping has flowers and red envelopes. Do you want to return it after receiving it?

The red envelope is for you, of course, you don't have to return it. Taobao uses this method to induce you to use Alipay's overdraft consumption function. Red envelopes are exciting, but when you pay in the future, you must know what you are doing, because if you pay through flower buds, you must return them next month. If you can't repay it, you may have to pay a late fee, which will become a loan. Don't get carried away.