(020)6295820 1 What do you mean by calling myself Zhongan Small Loan?

(020)6295820 1 People who claim to be Zhongan Small Loan will usually call you to ask you to use their APP for a loan. This kind of microfinance APP is basically unsecured, and it is likely to be an anti-aircraft gun loan. Investors must pay attention to identification in the process of loan. The following is a specific introduction of Zhongan Small Loan APP. If you need a loan, it is recommended to investigate in many ways.

First of all, give an overview.

Zhongan Small Loan is a micro-loan APP under Chongqing Zhongan Small Loan, which belongs to the regular licensee of Internet small loans. The main shareholders of the company are Zhongan Information Technology Service Co., Ltd., a wholly-owned subsidiary of Zhongan Insurance, Tianyi E-commerce Company under China Telecom and Best Limited. Small Loan APP Zhongan Small Loan is an online consumer credit loan platform launched by the company, and loans can be obtained without mortgage. Its loan products are mainly aimed at small and micro enterprises and individuals. And provide timely payment service after loan.

Second, product features.

Zhongan Small Loan has relatively mature credit evaluation and risk control capabilities. Consumers can borrow in three steps, and the maximum loan amount is as high as 200,000. Moreover, the APP claims to grant credit once, which can be recycled, and the loan is released within an average of 5 seconds. Of course, this still depends on the actual examination and approval.

Third, about loan interest.

As Zhongan Small Loan is a small loan, its loan interest generally starts from 0.02% per day, supporting various repayment channels. Small loans are generally automatically approved by the system and automatically released. The longest loan product can be divided into six repayment periods, 12 repayment periods. The repayment method is flexible and supports Alipay, WeChat and bank card repayment. The company supports 0 mortgage and 0 secured loan, and can apply with ID card; Personal information is encrypted in the whole process to provide security for consumers.

The above is the introduction of this company, but if you only need an ID card to get a loan, you must think carefully. Most platforms may have routines, and consumers are advised to be cautious.