Is it true that I sent a message and received a message saying that I would come to the door?

In daily life, when we encounter financial problems, we often turn to online loans. After all, the internet is developing rapidly now, and you can get a loan by submitting personal information. However, some platforms lend illegally and there are violent collections. These collections often send messages saying that they will come to the door. Is it true?/You don't say.

More than 95% are fake.

First, door-to-door collection requires several conditions.

1, the platform is large in scale, and it has the funds and strength to set up points all over the country, so the collection cost will drop a lot.

2. The loan amount is large, and those hundreds of thousands of arrears are nothing in the eyes of some platforms. After all, the cost of home collection is too high.

3, risk, if there is a reliable collection company in the local area, it may be entrusted to collect, so the risk will be much smaller.

Second, is it true to close the door?

Mostly threats.

1, if you hit the underworld, you will send a text message to the borrower and write the license plate number. How many people come clearly, and finally you are aggressive. You need to prepare XXX's door-to-door fee.

2. Camouflage high technology, such as screenshots and positioning to show your city, using positioning technology, satellite maps, etc. It seems that you have mastered your accurate residence.

These are routines, and generally no one is seen at the end. Collectors will use this method to threaten some timid people, which may have a miraculous effect.

All in all, don't worry about these collections. Except for local loan companies and banks, online small loans are basically bluffing and will only be collected by phone. This is the lowest cost and lowest risk method, and it is impossible to collect money at home.