How to modify the daily and each transfer limit of bank cards?

Each bank changes in a slightly different way, generally in the following ways.

1. Changes in online banking. The general online banking page will have bank card settings, and the transfer limit can be changed.

2. You can change the limit by calling the customer service hotline, calling the customer service hotline and providing ID card information and transaction password.

3, to the counter to modify, take the ID card and its copy to the counter.

Transfer limit refers to the distribution of wealth accounts? Outside the associated card or agreement account? Maximum amount when transferring money from other accounts. If the transfer limit is exceeded, the transfer instruction will not be executed.

Features:

1. There is a single transfer limit and a monthly total transfer limit.

2. The default single transfer limit and total monthly transfer limit are 1 1,000 yuan.

3. Customers can set their own transfer limit through the bank counter. Professional wealth account must be verified by ID card.

Extended data:

The transfer limit refers to the maximum amount when the wealth management account transfers money to accounts other than the associated card and the agreement account. If the transmission limit is exceeded, the transmission instruction will not be executed.

The concept of transfer settlement business:

Transfer settlement business refers to the accounting work of balancing income, expenditure and other accounts, calculating and carrying forward costs and profits at the end of the accounting period.

Because the transfer settlement is carried out by the accounting personnel according to the account book records, the original vouchers with fixed format are generally not made, and the written summary of various carry-over businesses is interpreted by the accounting personnel as self-made original vouchers.

Transfer business refers to the business unrelated to the receipt and payment of monetary funds.

Article 19

The issuing bank shall calculate and pay interest on the deposits in quasi-credit card and debit card (excluding stored-value card) accounts according to the deposit interest rate and interest-bearing method of the same grade in the same period stipulated by the People's Bank of China. The issuing bank does not pay interest on the deposit in the credit card account or the currency value in the stored value card (ic card electronic wallet).

Article 20

Credit card holders enjoy the following preferential conditions for non-cash transactions:

(1) Interest-free repayment period. The interest-free repayment period is from the bank bookkeeping date to the due repayment date stipulated by the issuing bank. The longest interest-free repayment period is 60 days. Cardholders can enjoy an interest-free repayment period by repaying all the used bank funds before the due repayment date, without paying interest on non-cash transactions.

(2) Minimum repayment amount. If the cardholder has difficulty in repaying all the money used by the bank before the due repayment date, he can repay according to the minimum repayment amount stipulated by the issuing bank.

Baidu Encyclopedia: Management Measures for Bank Card Business

Baidu Encyclopedia: Limit Settlement