China Merchants Bank's card was transferred to my rural commercial bank's card through online banking. I can't find it.

The message you received only shows that the transferor has transferred an account from China Merchants Bank Online Banking Professional Edition. He enters your mobile phone number in the professional transfer interface of China Merchants Bank, and you can receive the message as long as he transfers money with one click. So that short message can't be used as proof of your account arrival, it should be based on the actual account arrival in your own account. In China Merchants Bank Professional Edition, there are three modes for the transferor to choose from. The general mode is: generally 2 working days to the account; Express mode: usually arrive within 5 minutes to 2 hours; Real-time mode: real-time receipt. So you can call the customer service hotline of your issuing bank to check the arrival of your account. As the payee, you don't need to activate any functions, as long as the card status is normal, you can collect money.