My mobile phone often receives notifications from other people's bank cards. Why?

1. The mobile phone receives the SMS reminder message of the bank card, indicating that the bank card is bound with the mobile phone number. The SMS reminder fee of the bank card is directly deducted from the bank card, and the money in the mobile phone will not be deducted.

Second, the description:

1. In this case, the cardholder needs to go to the bank to modify the mobile phone number, and others have no right to cancel the service. Moreover, the bank cannot find the bank card through the bound mobile phone number, and it is even more difficult to find the owner of the bank card to unbind it.

2. However, CCB has regulations on this situation: customers only need to edit "QXZH#" and "the last 4 digits of the account number" and send them to CCB customer service telephone number 95533, and then the SMS service of the bank card can be cancelled immediately.

3. The cost of bank SMS notification is generally around 2~3 yuan per month, which is directly deducted from the customer's bank card by the bank.

Three. Take China Construction Bank as an example to provide the following 12 short message financial services.

(1) Notice of change of individual account balance, including:

1. Notice of account collection information, such as personal salary collection notice and remittance collection notice.

2. Notification of transaction information, such as notification of certain limit consumption, withdrawal, transfer, agreed large transaction, special transaction, deduction and other information.

(2) Notice of maturity of personal deposits, such as time deposits and voucher-type treasury bonds, and installment accounts shall be renewed in time.

(3) Personal loan collection notice, such as loan maturity notice, loans overdue, repayment collection and other information.

(4) Bank card information notification, such as bank card transaction information, card replacement due, card overdraft, collection and other notifications.

(5) Risk warning notices, such as account loss reporting notice, payment stopping notice, unfreezing cancellation notice, online banking login warning, etc.

(six) personal account information query, such as provident fund balance, account balance, account details, consumption points query.

(seven) the notification and inquiry of financial investment information, such as interest rate, exchange rate, stock market, fund net value and other information.

(eight) payment, such as traffic fines, mobile phone recharge, utilities inquiry and payment, prepaid cards, game cards and other goods payment, lottery betting, etc.

(9) Repayment information, such as credit card repayment and personal loan repayment.

(10) enterprise short message financial services, including:

1. Company SMS reconciliation, such as individual reconciliation and periodic batch reconciliation;

2. Notice of changes in public account funds;

3. Inquire about company accounts, such as account balance and account details;

4. Remind enterprise account information, such as month-end reconciliation reminder, time deposit maturity reminder, loan maturity reminder, etc.

(eleven) the bank's marketing and product promotion, such as new funds, new deposit and loan varieties, new service SMS notification, etc.

(12) Maintain the relationship between banks and customers, such as holiday greetings, birthday wishes to VIP customers, friendly reminders, etc.