What should I do if the validity period of CCB credit card expires?

How long is the validity period of CCB etc credit card? You need to do this when you change your card when it expires.

Any credit card issued by a bank has a validity period, which determines the longest period that a credit card can be used, and the Construction Bank etc credit card is no exception. But many cardholders don't know the validity period of CCB etc credit card, and they don't know what to do after the card expires. What I want to say here is that if you want to continue to use your credit card after it expires, you must change it. Let's have a look.

1. How long is the validity period of CCB etc credit card?

The validity period of CCB credit card is 5 years, which is mainly printed on the card surface in the form of "year, month and day". The first two digits are the expiration month and the last two digits are the expiration year. After receiving this card, the cardholder can find the expiration date on the front of the credit card.

It should be noted that after handling CCB's etc credit card, the credit card must be activated within the validity period, otherwise the card will not be activated when it expires, and it is likely to be re-applied. Moreover, if the card expires after activation, it may affect the use of credit cards.

2. What should I do after CCB etc credit card expires?

About 3 months before the card expires, CCB will remind you of the card expiration by bill or SMS. If you don't ask the bank to terminate the card, CCB will automatically send you a new card, which will be sent by registered mail within one month after the card expires, and a short message with the registered letter code will be sent to you after the card is sent.

The new card is the same as the original card, but the validity period and the CVV2 code behind it will change.

3. Precautions for changing CCB etc credit card when it expires:

1, the new card will usually be sent to your original card receiving address. If the address changes, you should contact CCB Credit Card Center in time to make the change;

2. The old card cannot be used after it expires. After receiving the new card, it must be reactivated, and the inquiry password and transaction password can be set before it can be used.

How to change the CCB credit card when it expires?

Replacement method of China Construction Bank's credit card upon expiration:

Credit cards are generally valid for 3 to 5 years, and the credit cards of China Construction Bank are marked with the validity period and will be invalid when they expire.

After the credit card expires, if the cardholder meets the conditions for using the card, the bank will take the initiative to change the card and mail the new card to your billing address. Upon receipt, the new card can be activated and the old card will be invalid. Please cut and destroy the old card as soon as possible.

If the cardholder does not receive a new card after the card expires, please call the credit card service hotline for enquiry. If your card is about to expire in 3 months, and you need to change it in advance due to special reasons such as going abroad, please call the credit card service hotline to apply, and the bank will change your card in advance for your convenience.

China Construction Bank provides credit fund loans, residents' savings deposits, foreign exchange business, credit card business, policy-based housing reform finance and personal housing mortgage loans.

Personal housing loan business

Personal housing loan business refers to loans issued by CCB or CCB to natural persons who buy, build or overhaul various types of housing in cities and towns.

CCB's personal housing loan business mainly includes personal account housing loan and personal housing mortgage loan (including personal first-hand housing loan, personal second-hand housing loan, second-hand housing loan, personal commercial housing loan and personal housing mortgage loan). ), provident fund personal housing loans and personal housing portfolio loans.

Credit card business

China Construction Bank, as a state-owned bank that set foot in issuing credit cards earlier in China, has many kinds of credit cards.

China Construction Bank Credit Card

All credit cards issued by CCB are named "Longka". The types of dragon cards that have been publicly issued include: Dragon Card School Card, Dragon Card Business Card, Dragon Card Automobile Card, China Eastern Airlines Dragon Card, Shanghai Volkswagen Dragon Card, Dragon Card Hong Kong Wonderful Travel Credit Card, China Construction Bank VISA Card, Yilong Changxing Dragon Card, Mango Travel Dragon Card and Dragon Card (Cup) Tennis Card.

Su Hui yinxing international

CCB Silver Star International Express Remittance Service is a personal international express remittance service jointly launched by CCB and Silver Star International Express Remittance Company. It refers to the small-scale international remittance business that CCB accepts the entrustment of customers to remit personal foreign exchange remittances or personal foreign exchange funds abroad through Yinxing Express Company.

The method for CCB to inquire about the bank of deposit:

1. Through CCB official website-Click "Online Customer Service" on the homepage of CCB official website to enter the dialogue interface of online customer service.

2. Send the KHCX# bank card to 95533 by SMS.

3. Call 95533 CCB customer service, and inquire according to the prompt tone. There are two ways, one is manual and the other is automatic. Select 0 as the labor service. You can query by explaining what you want to query.

4. Bring your bank card ID card to the counter of CCB business hall for enquiry.

Bank card refers to a credit payment tool issued by commercial banks (including postal financial institutions) with all or part of the functions of consumer credit, transfer settlement, cash deposit and withdrawal, etc. Bank card reduces the circulation of cash and checks, which makes the banking business break through the limitation of time and space and undergo fundamental changes.

What should I do after the service life of CCB credit card expires?

The bank will take the initiative to apply for a new card for users. If the card is activated, a new card will be actively renewed two months before the card expires (unless the card status is abnormal).

If the card has not been activated, please activate the card as soon as possible two months before the card expires, otherwise the bank will think that the user no longer needs the credit card, so it will not provide card replacement service.

China Construction Bank was established in June 1954+ 10/0/. The head office is located at No.25, Financial Street, Beijing. The main business areas of China Construction Bank include corporate banking, personal banking and treasury business. It has branches and subsidiaries in 29 countries and regions, and subsidiaries in many industries such as funds, leasing, trust, life insurance, property insurance, investment banking, futures and pension.

China Construction Bank has a broad customer base, maintains banking contacts with many large enterprise groups and leading enterprises in China's economic and strategic industries, and its marketing network covers major regions of the country. 20 16 On June 30th, the British Banker magazine published the ranking of 1000 big banks in the world, and China Construction Bank ranked second.

20 18 February, the "Top 500 World Brands of 20 18" compiled by the World Brand Laboratory was announced, and China Construction Bank ranked 203rd. July 20 19 was selected as the Fortune Global 500. The Belt and Road Initiative ranks 40th among the top enterprises in China 100. 20 19 12, China Construction Bank was selected as the brand of 20 19 China Brand Power Festival 100.

20 19 12 18, People's Daily released the China Brand Development Index 100 list, and China Construction Bank ranked 25th. 20201October 4th, 65438, won the evergreen award of Caijing 2020 "Sustainable Development Benefit Award". In March 2020, it was selected as one of the top 500 global brands in 2020 13.

After China Construction Bank was restructured into a state-controlled joint-stock commercial bank, its name was China Construction Bank Co., Ltd., referred to as China Construction Bank. China Construction Bank Co., Ltd. inherited the commercial banking business and related assets, liabilities and rights and interests of the former China Construction Bank.

China Construction Bank has a broad customer base, and maintains banking ties with many large enterprise groups and leading enterprises in China's economic and strategic industries. Its marketing network covers major regions of the country and has more than 65,438+03,600 branches.

After the establishment of China Construction Bank Co., Ltd., strategic investors will be introduced to further realize equity diversification and improve the corporate governance structure. At the same time, we will continue to comprehensively promote various management reforms, promote performance progress, and strive to turn China Construction Bank Co., Ltd. into a modern joint-stock commercial bank with sufficient capital, strict internal control, safe operation, good service and good benefits.

How many years is the credit card of China Construction Bank valid? What should I do when the shelf life is up?

As one of the four major banks, CCB's application is relatively simple, so CCB also has many customers, many of whom have applied for CCB credit cards. Of course, a card will naturally have a service life. So, how many years is the validity period of CCB credit card? What should I do when the expiration date is up?

How many years is the credit card of China Construction Bank valid?

CCB's credit card is mainly a dragon card series, which is valid for five years, so you can use it for five years when you get CCB's credit card. On the front of the credit card of China Construction Bank, you can also see the logo of "MM/YY". The first two digits are the expiration month and the last two digits are the expiration year.

Generally, credit cards will have an expiration date and can be used before that date, so there is no need to check how long the expiration date is.

What should I do if the credit card of China Construction Bank expires?

Generally, when the validity period of a credit card approaches, CCB will provide customers with automatic card replacement service two months in advance, and mail the new card to the customer's billing address before the end of the validity period. After receiving it, you can continue to use the new card. Of course, the old card still needs to be cut and destroyed.

If your credit card has expired and you haven't received a new card, you can call the customer service hotline of China Construction Bank for consultation.

It should be noted that if the new card sent by CCB is consistent with the old card, you can continue to use the original transaction password after opening. If the new card you receive is inconsistent with the old card, you should also set the transaction password of the new card when you activate it.

The validity period of CCB credit card is 5 years, which is still very long. Generally, you will find the expiration date on the card. At the end of the expiration date, CCB will send you a new card, so don't worry, just activate the new card and continue to use it.

Let's stop here for the introduction of what to do when CCB's credit card expires.