Meituan commercial loan is overdue. What did you say today that the repayment was successful?

It should be automatically deducted from the bound bank card. If Meituan can't repay, the system will deduct money from the repayment bank card bound by the customer on the platform. Even if the deduction on the repayment date is unsuccessful, it will be made up afterwards. Once the customer subsequently fills in the money, the system is likely to immediately deduct the money to repay the arrears.

Whether it is settlement repayment or negotiation repayment, the arrears of Meituan Commercial Loan need to be repaid; If it is overdue, it will have the following four effects:

1, Shangzhengxin

Meituan's commercial loan is still quite serious. Meituan Commercial Loan is a credit report at the meeting. Meituan Commercial Loan will report the records to the credit report for overdue users, thus affecting personal credit; In addition, Meituan Commercial Loan will still charge a penalty interest until the repayment amount is paid off, which will aggravate the borrower's debt; Even sue and become a list of untrustworthy.

2. Penalty interest

If the system fails to deduct money on the specified repayment date, the borrower fails to take the initiative to repay, resulting in loans overdue. Then, from the overdue date, 50% of the agreed interest rate will be charged to all overdue principal every day until it is paid off. Namely: overdue penalty interest = overdue principal × daily interest rate ×( 100%+50%)× overdue days.

For example, if the overdue principal of the borrower is 10000 yuan and the daily interest rate is 0.05%, the daily penalty interest is10000× 0.05 %× (100%+50%) = 7.5 yuan.

3. Collectibles

After the deadline, Meituan Commercial Loan will be collected by phone or SMS, which may seriously affect personal daily life.

Step 4 be sued

For borrowers with serious overdue behavior, Meituan Commercial Loan Association will sue to the court.

Meituan borrows money

Meituan Small Loan is a loan product launched by Meituan Review. Meituan Loan is an online loan service provided by Meituan Company to users, which is relatively safe and reliable. Only qualified high-quality users can open Meituan's pure credit loan model, and they can apply quickly without any mortgage and guarantee and complicated application materials.

How to open a US delegation to borrow money?

1. Enter Meituan's personal account, update and improve your personal data, and the more detailed the better (this will help improve the credit line and pass rate);

2. Enter the borrowing function in Meituan wallet, carefully read the authorization of personal information use and personal credit authorization, and authorize it;

3. After completing the authorization, everyone can get the credit line and successfully open the loan of Meituan.