Joke Collection Website - Public benefit messages - What should you pay attention to when buying a sea view house? Professional tips
What should you pay attention to when buying a sea view house? Professional tips
Since two years ago, Shandong Rushan Silver Beach sea view houses quietly entered Tianjin, and now there are many sea view houses in Rushan, Weihai, Yantai, Longkou, Haikou, Sanya and other places for sale in Tianjin. Romantic sea views and cheap housing prices are impressing more and more Tianjin people. Many families have begun to wish to buy sea-view houses in other places... But buying a house is not an ordinary commodity after all. Buying the wrong house will not only cause greater It will not only cause economic losses, but also involve too much mental pressure and time. Therefore, when buying a sea-view house in a different place, you must first understand how to control risks, conduct a comprehensive analysis, and make a realistic house selection based on local conditions. In this regard, professionals such as Wang Zhicheng, general manager of United Real Estate, who has experience in selling sea-view houses in other places, and Zhou Zhengguo, deputy general manager of Tianjin Weiye Consulting Company, who has participated in market analysis in many cities, advise: When buying sea-view houses in other places, you should "see more, Check more and implement more." See more: Comprehensive look at the location of off-site sea view houses. Currently, people buy off-site sea view houses for three main purposes: self-occupation, self-occupation plus investment, and pure investment. Most of the sea-view houses sold in Tianjin now are ordinary rooms and hotel apartments. They have the characteristics of low total price and are suitable for many middle- and high-income families to buy. The purchase cost of sea view houses in Longkou, Yantai and Weihai is relatively low. From the perspective of housing costs and urban development, in cities such as Weihai and Longkou, current consumer prices are moderate, housing costs are not high, and the future development prospects of the cities also have room to support investment returns. Therefore, for those who have extra money at home, now Purchasing a sea-view house in a different place is suitable for both self-occupation and investment. But this is only a theoretical analysis. Specific to each off-site home buyer, because of the lack of understanding of various aspects such as off-site projects and regional management, the possibility of making wrong decisions or being deceived is very high. For example, not long ago, Shanghainese were defrauded when buying houses in Beihai. Many Shanghai buyers bought a house called "Ledu Building" after hastily viewing the house (everything seemed normal at the scene). At that time, there were banks providing assistance to the buyers. Lending. But three months later, I discovered that it was an unfinished house that had been flipped several times and whose property rights were unclear. Another home buyer from Zhuhai bought a house in Wan Chai for more than 100,000 yuan a few years ago. Every Spring Festival, his family flew there like migratory birds to stay for a few days. But what worries her is that the house is often visited by thieves. Later, she found a real estate agency to rent it on her behalf, but the agency always said that it could not be rented out. Later she found out that the house had actually been rented and the agency had deceived her. From these examples of problems when buying a house, we can see that when buying a house in a different place, you must fully understand the whole picture of the house you are buying, and you cannot make a decision just after viewing the house. Wang Zhicheng and other professionals remind: When buying a house with a sea view in a different place, you must first comprehensively examine the city's management status (including urban security), bank credit status, etc. You can check the situation of some remote homebuyers in this city or region after buying a house. If there are many successful precedent, it is relatively safer. There are four main macro risks for real estate in other places: First, changes in the entire investment environment, such as regional macroeconomic turmoil, plummeting housing prices, and other risks; second, risks caused by market saturation, such as the relationship between property supply and demand ; The third is the risk brought by regional development prospects; the fourth is the risk brought by regional related policies. For example, when buying a house in the Rushan area, you should not just look at the low price, but also consider the living functions and surrounding development of the area. However, sea view houses in cities such as Dalian and Xiamen have been highly speculated and the vacancy rate is also very high. There is currently not much investment space for sea view houses in these cities. The main measures to avoid the above four risks include: hiring professional economists to consider the macroeconomic trends of the region; fully understanding the region's total economic volume, population (permanent population, floating population), total real estate development volume, and per capita income Status, etc.; check the local government’s plans and arrangements in terms of development strategy and location planning, grasp the entire regional development space and development prospects of the project, and avoid the risk of reduced location value due to the shift in urban development focus. For example, tourism real estate must be considered The status of local tourism resources and the government's macro arrangements; consult the government website and other relevant professional websites to fully understand the policy orientation, characteristics and procedural requirements of the region, such as second-hand housing policies, bank loan interest rates, etc., and make decisions based on your own investment direction and plans choose. Check more: Check the construction, sales and property ownership documents. After determining the area to buy a sea view house, the following is to choose a good and reassuring house in this area.
When it comes to real estate details, in addition to the same issues that need to be paid attention to when buying a house locally, when buying a house in another place, you must carefully check the procedures for housing construction, sales and equity, so as to avoid special problems that arise when buying a house in another place and the trouble of traveling to and from other places to deal with problems. Professionals such as Wang Zhicheng and Zhou Zhengguo reminded that the specific real estate risks of off-site real estate purchase mainly include: risks during construction, such as quality problems, unfinished work or illegal land occupation, etc.; sales risks. In the process of off-site real estate purchase, intermediaries and sales agencies are often involved. Among them, beware of them colluding with developers to create false information, thereby causing risks; fraud risks, including contract fraud, delayed delivery, false sharing, unauthorized changes to planning, arbitrary property charges, etc.; investment return risks, such as serviced apartments, The operating risks and profit risks of property-right hotels in the later period. The most effective way to avoid these risks and "turn the risk into safety" when buying a house in another place is to check all "documents". This includes checking the developer’s qualifications, reputation and experience in operating projects. Verification of project procedures includes the "Five Certificates and One Plan": "Construction Land Planning Permit", "State-owned Land Use Certificate", "Construction Project Planning Permit", "Construction Project Construction Permit", "Commercial Housing Sales Permit" and " Construction Project Investment Plan". If it is an intermediary agency project, the relevant qualifications and reputation of the agency company should also be verified, such as the company's registered capital, entrustment agreement, agency experience, etc. When signing a contract, it is necessary to strictly review the contract and any prior agreement on relevant liability for breach of contract; the original planning materials and data of the project must be retained. Regarding the specific circumstances of house purchase, Zhou Zhengguo further reminded that to ensure that a "real estate certificate" can be obtained, it must be issued by the Ministry of Construction, which requires the local "property rights" system to be improved. However, some areas do not have a sound system like big cities such as Beijing and Tianjin, so the safest way is to buy an existing house, and check whether there is a bank mortgage in advance, and prevent "fake mortgages" from developers. More implementation: clarify property management, leasing and circulation channels. Whether you buy a house in a different place for self-occupation or investment, you must first ensure the safety of the house. Therefore, when choosing a house, you must confirm the property management status of the building and clarify the property management methods and specific costs. The investigation of property management is actually one of the indirect ways to examine housing qualifications. If possible, it is best to understand the living environment surrounding the project. Zhou Zhengguo and other professionals believe that for self-occupied plus investment or pure investment type off-site home buyers, in order to ensure the financial return on renting or reselling the house, it is necessary to have a more detailed understanding of the local leasing and transaction market. For example, confirm the leasing channels and methods according to your own plan, and at the same time confirm how the rental payment will be received, and whether there is a trustworthy leasing agency in the local area. For out-of-town home buyers who plan to sell their houses after their value appreciates, they must ensure the convenience of selling. If there is very little "finished house business" in the local area, even if the house they buy now appreciates in value, it will be very difficult due to various "inconveniences" such as the transfer of property rights. This may cause difficulty in "cash-out". (Text/Wang Zhe)
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