How long does it take Rong E to apply for the next payment?

1. How long does it take for Rong E to apply for a loan?

Generally, e-loan applications are reviewed in real time by the system, and payment can be made as long as the credit conditions pass. Of course, there are special circumstances, and the loan can be received within 3 working days at the earliest.

In addition, the application route of Rong E is also related to the speed of the next payment. If you apply through online banking, mobile banking, WeChat official account and other online channels, the next payment time limit will be faster, while if you apply through the bank outlet counter, the next payment speed will be slower. Therefore, if you need money urgently and want to make the next payment quickly, then I suggest you apply online.

2. How long does it take for the bank to apply for e-loan? Rong E has a quota, but she has no job. ...

If you apply for e-link, you can open it on the spot as long as you go to the counter, but the procedure is a bit complicated. You have to set a lot of passwords, and you must pay attention to setting your own passwords to be easy to remember, otherwise it will be very troublesome.

3. How long does it take for ICBC to approve e-loan?

The fastest approval speed of ICBC loans only takes 2 minutes, but the premise of fast approval is that users successfully apply for ICBC credit cards.

ICBC e-loan is a self-service loan for users. As long as the user ensures that the information submitted by him is complete, true and effective, the loan system will automatically approve it, and it will arrive in real time after reaching the loan conditions of e-loan.

After applying for e-loan, the system will automatically review it in real time. If you have an ICBC credit card, go directly to the automatic approval link, and the loan funds will be transferred in real time after the approval is successful. If there is no ICBC credit card, and it is the first loan, you need to conduct manual investigation and verification first, and then conduct automatic approval or manual approval after confirming the application. The fastest need is 1 day, and it takes 2-3 working days on average to complete the transfer of loan funds.

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ICBC Rong E applies online for the whole process, and the maximum amount does not exceed 800,000 yuan. The approval of the quota mainly depends on the qualifications of the borrower. The higher the qualification, the greater the loanable amount. Therefore, if you want to get a large amount of credit, you should accumulate more credit and deal with ICBC more, such as buying some ICBC wealth management products. Compared with ordinary personal credit products, the interest rate of ICBC e-loan can be said to be the lowest. The loan interest rate of 1 year is only 5.22%, which translates into a daily interest rate of about 0.0 14%, and the loan interest rate of 1 year or above is only 5.7%, which translates into a daily interest rate of about 0.0 16%.