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What should I do if the bank card is frozen and thawed by the network police?
First, the common fraud means of credit card crime
1, creating the illusion that the credit card was swallowed.
2. Forged websites are easy to be fooled.
3, SMS notification "friendly" guidance
4. Fraud in the name of payment
5. Call for the password.
6. Look at the password before you start.
7. Post a "notice" to entice you to transfer money.
8. Play with double springs to switch packages instantly
9. Peeking at the victim's personal information
Second, the elements of credit card fraud
1, using forged credit cards or using credit cards with false identities to defraud property.
2. Use an invalid credit card to defraud property. The subject of using an invalid credit card can be the cardholder or someone else.
3. Fraudulent use of other people's credit cards to defraud property. Fraudulent use of other people's credit cards generally shows that non-cardholders use the cardholder's credit card to defraud property in the cardholder's name.
4. Malicious overdraft. Malicious overdraft refers to the behavior that the cardholder overdraws beyond the prescribed limit or time limit for the purpose of illegal possession, and refuses to return it after being urged by the issuing bank.
Legal basis: Article 196 of the Criminal Law of People's Republic of China (PRC) commits credit card fraud under any of the following circumstances. If the amount is relatively large, it shall be sentenced to fixed-term imprisonment of not more than five years or criminal detention and fined not less than 20,000 yuan but not more than 200,000 yuan; If the amount is huge or there are other serious circumstances, he shall be sentenced to fixed-term imprisonment of not less than five years but not more than ten years, and shall also be fined not less than 50,000 yuan but not more than 500,000 yuan; If the amount is especially huge or there are other especially serious circumstances, he shall be sentenced to fixed-term imprisonment of not less than 10 years or life imprisonment, and shall also be fined not less than 50,000 yuan but not more than 500,000 yuan or confiscated property:
(a) using a forged credit card, or using a credit card fraudulently obtained with a false identity certificate;
(2) Using an invalid credit card;
(3) Fraudulent use of another person's credit card;
(4) malicious overdraft.
The term "malicious overdraft" as mentioned in the preceding paragraph refers to the behavior that the cardholder overdraws beyond the prescribed limit or time limit for the purpose of illegal possession, and refuses to return it after being urged by the issuing bank.
Whoever steals a credit card and uses it shall be convicted and punished in accordance with the provisions of Article 264 of this Law.
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