What are the minimum deposit and withdrawal requirements of ICBC for corporate call deposits?

The minimum deposit amount for RMB corporate call deposits is 500,000 yuan, and the minimum withdrawal amount is 100,000 yuan. The minimum deposit amount for small foreign currency unit call deposits is US$500,000 or its equivalent in foreign currency. The minimum deposit amount for large foreign currency unit call deposits is the equivalent of US$3 million (inclusive) or more. The minimum withdrawal amount is US$500,000 or its equivalent in foreign currency. .

"Notice deposit" is a deposit with no agreed deposit period. When withdrawing, the bank must be notified in advance and the withdrawal date and amount can be agreed upon before the deposit can be withdrawn.

There are certain requirements for the deposit and withdrawal of call deposits:

Personal call deposits need to be deposited in one go. When withdrawing, you can withdraw them all at once or in installments. After the first withdrawal, your account balance cannot be lower than the minimum deposit amount. When it is lower than the minimum deposit amount, the account will be liquidated by the bank and converted into a demand deposit.

No matter how long the actual deposit period is, call deposits can be divided into "1-day notice deposits" and "7-day notice deposits" according to the length of the advance notice withdrawal period.

"One-day notice deposit" must apply to the bank for withdrawal of deposit 1 day in advance, and the deposit period must be at least 2 days.

"7-day notice deposit" must be applied to the bank 7 days in advance, and the deposit period must be at least 7 days.

Withdrawal method

The amount of each withdrawal and the account balance must be no less than 50,000 yuan or 6,250 US dollars

Every time the customer needs to withdraw money, You can visit the branch in person to make a 1-day or 7-day advance notice

Partial withdrawals, multiple times are allowed

Must meet the minimum account balance requirements, and a new deposit notification will be issued after the withdrawal. Interest will be calculated from the date of original deposit deposit, and the original deposit interest rate will be used

Renewal instructions are not applicable

Notes on interest calculation: Notice deposits shall be based on the corresponding interest rate announced on the withdrawal date Interest will be calculated based on the actual deposit period, and the interest will be paid off with the principal.

In the following circumstances, personal notice deposits will be charged interest based on the current deposit interest rate announced on the withdrawal date:

①If the actual deposit period is less than the notice period, interest will be calculated based on the current deposit interest rate

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②If the withdrawal is made without prior notification, the interest on the withdrawal part shall be calculated based on the current deposit interest rate

③If the notification procedure has been completed and the withdrawal is made in advance or overdue, the interest shall be calculated on the withdrawal part based on the current deposit interest rate

④If the withdrawal amount is less than or exceeds the agreed amount, interest will be calculated based on the current deposit interest rate on the withdrawal date.

⑤If the withdrawal amount is less than the minimum withdrawal amount, interest will be calculated based on the current deposit interest rate.

If the notice deposit has been notified but is not withdrawn or the notice is canceled within the notice period, no interest will be accrued during the notice period.

The agreed withdrawal date for notice deposit will not be postponed if it falls on a holiday.