What kind of bank card charges the lowest? What's the difference between debit card and savings card?

1 ICBC Peony Link Card E era: annual fee 10 yuan, small account management fee (threshold 300 yuan) 12 yuan/year. Although online banking has stipulated fees, it has not yet started to collect them.

2 Agricultural Bank Jinsui Debit Card: annual fee 10 yuan, small account management fee (threshold 500 yuan) 12 yuan/year.

3 China Bank Great Wall electronic debit card: annual fee 10 yuan, and debit card does not charge small account management fee.

4 China Construction Bank Dragon Cartoon: annual fee 10 yuan, small account management fee (threshold 500 yuan) 12 yuan/year.

5 Pacific Debit Card of Bank of Communications: annual fee 10 yuan, small account management fee (threshold 500 yuan) 12 yuan/year.

6. All-in-one card of China Merchants Bank: free of annual fee and small account management fee (threshold 10000 yuan) 12 yuan/year (Shenzhen, Qingdao and 60 yuan/year).

7 China Minsheng Bank, China Everbright Bank, Huaxia Bank, China CITIC Bank and Industrial Bank: no annual fee and no small account management fee.

8 Shenzhen Development Bank: free of annual fee and small account management fee (threshold 300 yuan) 12 yuan/year.

9 Guangdong Development Bank: No annual fee, no small account management fee, card opening 10 yuan.

10 Shanghai Pudong Development Bank: There is no annual fee and small account management fee, but it is required to spend/kloc-0 times a year (no amount required).

Debit cards, also called debit cards, can be swiped in the store. When swiping a card, you can directly deduct the amount from the deposit account before swiping the card, and there will be no over-swiping, overdraft or use of cyclic interest. Debit cards can also be withdrawn by ATM transfer and cannot be overdrawn. The amount in the account pays interest according to the current deposit.

Savings card is a kind of financial transaction card issued by banks to provide financial services for depositors. Its main function is to deposit and withdraw money at networked ATMs and savings offices, and to spend money at networked POS machines.

There are only two kinds of bank cards, credit card and debit card.

Savings card is a kind of debit card, which can only deposit and withdraw money, handle transfer, remittance, pay water and electricity bills, etc.

debit card

This is the savings card we use to deposit and withdraw money.

Cannot overdraw

You must deposit money in the card before you can use it.

There is interest on saving money.

therefore

Debit card and savings card are the same card.

There is no difference.

Just a different name.

Debit cards are also called savings cards, and "debit" means "debit". The cardholder's payment is deducted from his bank account, and the cardholder spends the money in the account, so there is no credit consumption.