What should I do if I am cheated by the phone?

Telephone fraud, that is, the use of telephone fraud activities. Telephone fraud has spread all over the country, and there are 12 common fraud methods to remind the public to be careful of telephone fraud. In this case, think twice before you act, and don't trust each other easily. If you find any fraud suspects, you should call the police immediately.

1 police introduction

2 fraudulent means

Three kinds of fraud

Call class

Short message category

Call charge category

43 15 exposure

1 Police introduce and edit telephone fraud.

[1] Criminals often pretend to be relatives, classmates or friends of the victims and cheat the trust of the victims through rhetoric.

The general fraud process is: first call the victim and let the victim "guess who I am". If the victim says "I really can't remember", the suspect will say "You forgot me, forget it"; If the victim "suddenly realizes" and says "Oh, who are you?", the suspect will say "Yes, you finally remember" and then say that he will visit each other and get a good impression. In the next day or two, he will make up lies about accidents on the road, being kidnapped, being caught whoring or having a mistress, and ask the victim to remit money to the designated account.

This kind of fraud mainly swindles company bosses and senior officials, or mobile phone holders who randomly dial a certain number segment or some numbers with more serial numbers ending in lucky numbers, such as 888, 666, 168.

The police also introduced that the criminals of telephone fraud were well prepared and carefully formulated a fixed operation process. Before committing fraud, criminals will fully collect the information of the victims and "rehearse" the fraud process. At the same time, the liar has a clear division of labor. Generally, there is a small group of 3-5 people, and there is a special person who is responsible for making phone calls, managing fraudulent accounts and withdrawing cash. The amount of each fraud is between 3000-30000 yuan.

Criminals usually commit crimes in different places, cheat in different places and withdraw money in different places. If they cheat Guangzhou citizens, they usually make phone calls from other places or make phone calls from other places in Guangzhou. Most criminals come from the same area and have a strong sense of "covering" each other.

2 fraud editing fraud 1

-Send short messages to mobile phone users, such as "I'm a notary in the Notary Office of XX Province, congratulations on your mobile phone or phone number winning the first prize in the XX lucky draw, and the prize is a car".

Tip: If your mobile phone receives this message, please give yourself a few seconds to think about whether you have entered the lucky draw or participated in any activities. If not, delete, don't reply, and don't believe that pie falls from the sky.

Scam 2

-In the name of XX Bank, remind you to spend money by credit card in a certain place, and the consumption amount will be deducted from your account.

Tips: If you receive a similar mobile phone text message and then press the phone number in the text message, you will fall into the trap set by criminals step by step. So, don't pay attention to such fraudulent information.

Trick 3

-Call and claim to be an IRS cadre to help you with the tax refund for your car or house.

Phone Fraud

Tip: If you receive a message from someone, please don't believe such a lie.

Scam 4

-Someone claimed to be a staff member of a social security bureau, and told the masses by SMS that "you didn't receive social security subsidies" and informed them to receive social security subsidies or social security refunds.

Tips: Be alert to receiving short messages such as social security subsidies, and don't be credulous to avoid being deceived. Social security accounts and other related issues, the masses can go to the local social security service window for consultation, or call the local labor and social security department to find out. [2] Deception 5

-Someone phoned and pretended to be the Finance Bureau, claiming that they could receive "financial subsidy for newborns", "subsidy for learning difficulties" or "subsidy for car purchase". Ask the masses to provide bank cards and remit them to designated accounts.

Tips: The means of committing such cases is to pretend to be the staff of state organs, dial the fixed telephone number of the victim's family, and ask the victim to transfer money at the bank ATM machine on the grounds of enjoying the national financial subsidy policy.

Therefore, when you receive a similar call, you must carefully screen it. If you don't know the situation, you can't easily follow the telephone prompts at the ATM. You should contact after verifying the accurate information to prevent your property from being damaged.

Use people around you to commit fraud.

Scam 6

Someone called to say that your child had been kidnapped and demanded a ransom. There was even the cry of the child on the phone.

Tips: When this happens, you must be calm. First ask the other person if he is a boy or a girl, what he looks like and what kind of clothes he wears. If the other party's statement is consistent with the child, call the police as soon as possible so that the public security organ can find out the truth. If the other person can't answer your question or is wrong, it must be cheating.

Scam 7

-Someone called to say that your family is sick or something happened somewhere, and you need money urgently, so you can transfer it to XX's bank account.

Tips: When you receive this kind of call, you must verify the truth of the matter clearly, and don't trust others' words easily, lest criminals use your feelings for people around you to commit fraud.

It's true that "the song is recharged and the phone bill is refunded".

Scam 8

-"Hello, your friend requested a XXX song for you to express his thoughts and wishes. Please ask XXX to listen. "

Tip: Don't call back. In this case, when you dial to listen, your phone bill balance will definitely plummet.

Deception 9

-"I am on a business trip in other places, and my mobile phone is dying. Please help me buy a recharge card, and then tell me the card number and password by SMS. "

Tips: After receiving such a phone call or text message, you must verify the real identity of the other party. Don't accidentally fall into the trap to help a friend in a hurry.

To be clear, mobile phones can be recharged by operators all over the country!

Cheating trick 10

-"Hello, this is the customer service hotline of China Mobile (or China Unicom). Due to our work mistakes, your telephone bill has been overcharged by RMB * * * in recent months. Please press ... "

Tips: After receiving a similar call, you can see through the scam as long as you carefully check the calling number.

Play hide-and-seek and lead you into a trap.

Cheating trick 1 1

Phone Fraud

-"For the sales of low-value prepaid cards, the company and the telecom business card printing department jointly launched a low-price promotion of the face value of mobile and Unicom mobile phone cards 1 0,000 yuan in 38 yuan, and sincerely recruited agents from all over the country."

Tips: If you receive such information, please don't be tempted by low prices and profits, because criminals often use these temptations to deceive you. Is it possible to ask why if you have something? It is best to implement it in the customer service centers of China Mobile and China Unicom before joining.

Cheating trick 12

-If you receive an unknown phone number or hang up after ringing twice, be sure not to reply casually.

Tips: Some numbers starting with 094 1 and 095 1 are value-added pay phones. When people receive a phone call or a strange phone call that starts with these two numbers, they must check it carefully before replying.

Cheating trick 13

-If you receive a strange phone call and the other party claims to be your friend and asks you to guess his identity, please don't play hide-and-seek with him, just ask him who he is. If he is your friend, simply check. Your friend won't blame him, but it can prevent him from being cheated.

Cheating trick 14

-For the phone call asking you to help with the personal affairs of the leader under the banner of the staff around the superior leader.

Tips: Please pay more attention to this kind of calls, don't pay money in a hurry, and it's not too late to help after verifying the identity of the parties.

Exposing the process of telephone fraud-eyeing the lucky number "Guess who I am?"

Cheating trick 15

-Directly recommend to you that "you didn't buy XXX, which meets our XXX conditions, you can get a mobile phone for free, just attach a prepaid card equivalent to XXX yuan, and pay the prepaid card at XXX yuan after the goods arrive."

Tips: The other party may have obtained your online shopping information through a Trojan horse or other reasons (such as being friends with the courier). Please don't believe that the information you have bought online is confidential. Moreover, they are familiar with the rules of "payment first and inspection later" in express delivery, and can't make it successful by inspection first.

What needs to be clear is that this kind of fraud with small face value can only be registered as a public security case in one case, and the victims are encouraged to report more cases to form a group case, so that criminals can not get away with it because of petty profits.

Cheating trick 16

-Notify you by SMS that a package has not been taken away because the address is unknown and cannot be delivered. For details, please call1; The phone number 1 claims to be the post office, telling you that your package was taken away by the inspection brigade of a public security bureau branch on the grounds that it contained prohibited items and a credit card. It is strongly recommended that you call "Officer A" of the Public Security Bureau immediately. In phone 2, "a policeman" aggravated the situation, and then encouraged you to call UnionPay Center 3 to help you freeze your credit card and install an alarm system for your own bank card, so as to reduce your economic losses and avoid false legal responsibilities, and finally extort, intimidate and extort your money on this grounds.

Tips: Please check the public telephone numbers of general administrative organs and public security departments at118114 or on the Internet. Therefore, before you listen to other people's rumors, be sure to confirm the source and credibility of all phone numbers.

Pretending to be a public security law to commit fraud.

Cheating trick 17

-someone pretends to be a staff member of the local intermediate court or grass-roots court by voice phone, claiming that he has not received the court summons, and asks you to get it at the court as soon as possible within the specified time. If you don't get it to the court within the time limit, it will be enforced. At the end of the voice broadcast, you will be prompted to dial the "9" key to go to the manual service. After the transfer, an operator will claim to be a staff member of the local intermediate court or grass-roots court, ask for ID number, bank card number, passbook password and other related information, and request to remit the money to the so-called "safe account" in order to handle the relevant filing procedures.

Tips: There are very strict legal procedures for the court to issue subpoenas. Under normal circumstances, litigation materials, such as complaints and pleadings, are generally delivered by "court express mail" by the postal express delivery department, or the judicial police and case handlers notify the parties and other litigation participants in writing or other forms; Even if it is a telephone notification, it will clearly explain the acceptance situation, and will not ask the personal information such as the bank card and ID number of the party on the phone, and will not use the telephone recording form.

The court staff also specially reminded that the legal fees of the case should be paid by the prosecutor in the filing court of the court hall, or by the parties to the bank account of the accepting court according to the notice of advance payment of legal fees. The court will issue a formal invoice, and there is no remittance payment regulation, and the defendant will not be notified to pay. [1] Cheating trick 18

-Someone phoned to pretend to be the Public Security Bureau, claiming that there was a so-called "major criminal case" that needed assistance in the investigation, asking the person who answered to tell his ID number, bank card number, passbook password and other relevant information, and asking the victim to transfer the funds to the designated "safe account".

Tips: This is one of the most common fraud methods. If the liar finds that the other party is likely to be cheated, he may say that the other party is suspected of a major criminal offence, and then transfer the analog phone to the Criminal Investigation Brigade of the Public Security Bureau to further ask the other party to provide important information such as ID number, bank card account number and password. When the other party enters the bank card password through the keyboard, the liar will use a voice analysis software to steal the other party's bank card password by keystroke.

If you receive a number whose caller id is "area code+1 10", don't believe that this is really a call from 1 10. This is a fraudulent phone call from a criminal. This is because the liar uses the "arbitrary number display function", and he can display any number he wants on the other party's mobile phone, while 1 10 is the alarm number of the local public security bureau and will not be directly used for handling cases. In addition, if it is really necessary to handle cross-regional cases, the citizens should assist in the investigation instead of calling the police in other places, and they should contact the citizens through the local public security bureau to assist in the investigation.

If you encounter a similar situation, don't trust each other easily, think twice before you do, and don't disclose important personal information such as bank card account number and password to strangers on the phone. If you find any fraud suspects, you should call the police immediately. [3] Three Types of Fraud Editors [1] Since the reform and opening up, China's telecommunications industry

Phone Fraud

It is developing very rapidly. With nearly 500 million mobile phone users and 350 million fixed phone users, China has become the largest communication country with the largest number of users in the world. However, with the rapid development of the telecommunications industry, various criminal activities are increasingly rampant with the convenience of modern communication technology and settlement methods.

Since 2007, there have been more than 2,500 fraud cases involving communication tools in Beijing alone, involving a total value of more than 49 million yuan. In 2007, there were four types of fraud crimes involving the use of communication tools in Beijing: making phone calls, sending text messages, charging phone bills and changing numbers.

Call class

1, pretending to be an acquaintance.

The suspect took the initiative to call the victim and let the victim guess that he or she was a friend or relative of the victim according to the voice he or she heard. The usual words are "Who am I?" . After gaining the trust of the victim, the suspect asked the victim to remit money to his designated account in the name that he had an accident on the way or his family was ill and needed money urgently.

From the perspective of infringers, most of them are enterprise managers and company employees.

Tip:

Liar's number: strange mobile phone or PHS number, mostly foreign number.

Liar's common language: Who am I? Can't you hear me? Guess what? I just remembered, I thought you forgot me.

Suspicious point: you have an accent, don't take the initiative to identify yourself, and ask you to remit money on the pretext of accident or illness.

Response: Let the other party take the initiative to identify themselves. If it is determined to be a scam, ignore it and call 1 10 to call the police.

Step 2 make phone calls to threaten people

The modus operandi is basically the same as pretending to be an acquaintance. The suspect called the victim's mobile phone, claiming that the victim had offended others and blackmailed the victim by threatening personal injury.

The object of infringement has no fixed object. The victims are not only senior directors and managers, but also ordinary employees and farmers.

Case: In August 2007, Meng received a threatening phone call. The other party said that he had a problem with others and asked him to remit 5000 yuan to the designated account to solve the matter. Otherwise, his arms and legs will be cut off, and his family will be miserable.

Tip:

The phone number of the swindler: strange mobile phone, PHS number or public phone.

Liar's common language: your child was tied by me; I hold a grudge against you; I know your scandal; Someone paid me to kill you. Take some money and you'll be fine.

Response: Make sure that the child has not been kidnapped, and then call 1 10 to call the police.

3, pretending to be a public security law for fraud.

This method takes advantage of the victim's fear of the public security law and implements fraud step by step. By saying that he owes money, and then saying that he is involved in major economic fraud or crime, the victim is further intimidated, and the psychological fear of the victim leads to the provision of personal information for fraud.

Case: (The editor experienced personally, sad, cheated of thousands of dollars) What notice of deduction or arrears was received from any bank or company, and then you went to inquire and said that you were involved in economic cases in other places, and then a police officer contacted you, saying that he would make a record for you and told you by phone that you were involved in economic cases now and might need to be arrested and detained. Then I'll ask you to go to 1 14 to check whether this number belongs to the public security bureau (criminals use computer software to tick the telephone number of the local public security bureau, which shows the real telephone number of the public security bureau, but there is actually a small flaw, that is, +86 is displayed in front of the number, which is only displayed by IP phones). At this time, the victim may be in psychological panic, so don't tell the rest of the family, otherwise it may lead to the investigation of the case.

Tip:

If it is really an economic crime, foreign public security has no right to arrest and detain you. It can only be arrested and examined by the local public security, and it is impossible to record the case by telephone.

Response: Tell him to call the local public security organ to find himself if he has any problems, and call 1 10 to call the police if necessary.

Case 1

At 9 o'clock on June 5, 2065438+00, Zhongmou, a citizen of Shaoguan, received a phone call in his office saying that he had been summoned. If he wants to know the details, he will dial the 9 key back. After Zhong called back according to the prompt, a man who claimed to be a policeman of the Public Security Bureau said that he was handling a money laundering case called, which involved many people. The "police" said that Zhong had set up a credit card in An. Now we don't rule out Zhong He as an accomplice. In order to ensure the safety of Zhong's funds, Zhong is required to transfer the money to the designated account.

The police transferred the call to the procuratorate. A woman surnamed Pan, who claimed to be a prosecutor, told Zhong about the case, and Zhong was not allowed to open her mobile phone or disclose the situation to others. The woman surnamed Pan asked Zhong to go to the nearest bank and transfer the money to the designated account. Without thinking, Zhong immediately transferred 800,000 yuan according to the woman's request.

The woman surnamed Pan also asked Zhong to pay a deposit of 6.5438+0.5 million. After discussion, Zhongmou finally remitted another 20,000 yuan. After Zhong finished these things, he thought of calling to check the situation. So, Zhong called back the phone that the woman had called him before, only to know that he had been cheated, and immediately reported the case to the Shaoguan public security organ.

Shaoguan Public Security Bureau and Wujiang Public Security Bureau immediately intervened in the investigation. After verification, the three accounts provided to the other party before and after Zhong transferred a total of 820,000 yuan, all of which were transferred by criminals within three hours.

Short message category

This kind of crime mainly includes: winning short messages and consuming short messages, which were publicized by Beijing police many times before.

Phone Fraud

And achieved good results, even without a case. However, in 2007, such cases showed an upward trend, the situation did not change, and the content of short messages changed.

The target of the infringement is unknown, and the suspect uses the mobile phone short message transmitter to send a short message of a certain number segment, waiting for the victim to call him.

Case 1: June 5438+October 2007 10, Wu Mou received a short message saying that he had won the prize in the lucky draw of Hong Kong Star Group: the prize was a Maxima car worth 98,000 yuan. After Wu Mou contacted the other party, the other party asked him to remit 60 10 yuan to the designated account in the name of personal income tax and handling fee.

Case 2: On June 5438+ 10, 2007, Cao received a text message saying, "ICBC Beijing user, you bought RMB 4,800 from Beijing Wal-Mart on June 5438+ 10, and it will be deducted from your account on the closing day. If in doubt, please consult the Credit Card Department of ICBC: 0 126 *. The victim then called to ask. A man claimed to be the section chief of UnionPay management company, and asked the victim to put money into a designated account on the grounds of encrypting the victim's card. Cao Jiang deposited 39,000 yuan into the account and was later found to have been cheated.

Tip: the phone number of the liar: strange mobile phone or PHS number.

Liar's common language: you sell * yuan somewhere, please call * if you have any questions; When you win the lottery, you need to pay handling fees, income tax and so on.

Response: Ignore it and call the police at 1 10.

Call charge category

Telephone fraud is a new type of fraud. The suspect cooperated with the operator to register a special service number (voice phone number), and then dialed the victim's phone with a tool and automatically hung up. If the victim calls back, the phone will directly connect to a special voice phone number, and the victim's phone bill will be charged forcibly, ranging from several hundred yuan in 30 yuan each time.

Case: In September 2007, Mr. Zhou's mobile phone showed a strange mobile phone number. Mr. Zhou's mobile phone has just been changed, and many friends haven't kept it. So I called back and was hung up every time. When I paid the fee at the end of the month, I found that there was a special service fee of several hundred yuan.

Tip:

Liar's phone number: strange mobile phone or PHS number.

Phone Fraud

Common situation: hang up after only one ring; Call back will be hung up, blind or silent.

Response: Don't return this number, and don't return it many times.

Change number category

This criminal means is deceptive. After the scammer installs the software to change the caller ID number in the mobile phone, he can set the caller ID at will, and the mobile phone that answers the phone will display the number set by the dialer.

Case: 165438+ 10, Gao is going to buy a used car. Introduced by a friend, he contacted a person who specializes in used cars and met for a test drive near a hotel. At the same time, the person asked Gao to designate a person to wait at the bank and remit the cash to the designated account immediately after the test drive was completed. Gao entrusted his friend Yang to wait for the phone call at the bank. After a while, Yang received a phone call from Gao (the phone number was displayed as Gao's mobile phone number, but it was not Gao's own voice), saying that he was testing and asked Yang to remit RMB 12000 to an account. Yang contacted Gao after remittance. Gao said that he didn't see the car and didn't call him, only to know that he was cheated.

Tip:

Liars use mobile phones: display the victim's mobile phone number.

Liar's common phrase: the victim is checking the car, and I'll tell you to transfer the money to your account.

Doubt: the victim himself does not call.

Response: directly check the situation with the owner, and call 1 10 immediately if it is found to be a scam.

43 15 exposure editor 20 14 CCTV 3 15 party in addition to exposure,

Phone Fraud

Issues such as "counterfeiting" and "safeguarding rights" also focus on the telecom fraud that has been exposed. The party simulated the process of telephone fraud with vivid sketches, including popular fraud cases such as "Guess who I am", "Flight cancellation" and "Cheating money with love". In order to help consumers better crack the scam, the scene also pointed out that telephone fraud usually has the characteristics of combining current hot spots, such as borrowing smog weather in sketches. Users must be calm and don't panic when encountering such scams.

In addition to the above means, there are many kinds of telephone fraud, such as medical insurance fraud, impersonating a regular unit, and lying about winning a prize. The rampant telephone fraud has also done serious harm to society and people. Statistics show that in 20 13 years, there were more than 300,000 telephone frauds, with a loss of10 billion, up 77% year-on-year. Many friends also said that they had similar experiences, so it is urgent to stop this abhorrent telecom fraud.

However, in the face of rampant and constantly refurbished telecom fraud, it is inevitable that users will be "powerless" by going it alone. In order to effectively resist, more users should recognize the truth of fraudulent telephone calls, which is also the purpose of CCTV 3 15 party to expose telephone fraud. In fact, in addition to this kind of media warning, many communication tools have been trying to help users prevent telecom fraud through technology and product innovation.

Sogou, for example, pioneered "Tagging TA" in the industry, which is widely favored by users.

Phone Fraud

If the number is connected, it can be marked by netizens, so that users can identify malicious calls such as sales promotion and harassment, especially phone fraud, before answering the phone. With this function, millions of users can unite and use one person to help other users identify liars. In addition, all telephone information from its cloud database, such as express delivery, institutions, banks and other software, can also be authenticated, which is very good for preventing common impersonation fraud.

For some messages that use SMS to lure back calls, or online banking upgrades, transfers, etc. , sogou number pass will also directly help users intercept, so that everyone can stay away from swindlers' scams. Especially, "pseudo base station" spam messages often pretend to be service numbers such as banks, so it is difficult to identify them, but sogou number pass can also be used for intelligent interception.

"In addition to clever means, scammers often improvise during the call and use the user's psychology to defraud trust. Using tools such as sogou number pass can help users see the scam as early as possible and avoid falling into the trap of scammers. " The relevant person in charge of sogou number communication said.

In order to help more users solve such communication problems, last year, sogou Numbering became a member of the joint rumor platform of websites in Beijing, and provided strong technical support, which was widely praised by all parties. Moreover, the open platform of Telecom Tianyi has greatly expanded the 5000 Wan Yun database, which makes the call identification more accurate and practical, and has built a multi-level defense system composed of operators, technology providers and users.

In addition, the pseudo base station exposed by CCTV 3 15 makes spam messages, and the powerful spam message interception and keyword customization function of sogou Number Pass can help users to deal with spam message harassment well. [4]