Will the mortgage interest and principal be repaid together?

Repayment of principal and interest on mortgage. The monthly mortgage repayment consists of a certain amount of interest and principal, and the specific amount varies according to the repayment method. For example, the repayment of equal principal is composed of a sum of the principal of the current month plus the interest of all the outstanding principal of the current month, while the equal principal and interest are the sum of the principal and the total interest, which are shared equally every month, but the proportion is different.

How to inquire about the details of mortgage repayment

I. Inquiries about repayment of provident fund loans

1. You can check official website, the local housing provident fund management center, online. After entering, enter your ID card or provident fund card number and password to view repayment details, current repayment progress, balance, etc.

2. The provident fund is entrusted to bank online banking. After logging in successfully, find "Housing Provident Fund" in "My Account", and you can query the repayment progress and details.

3. Telephone inquiry. Now 12329 provident fund customer service telephone supports independent inquiry. According to the voice prompt, you can inquire by entering the provident fund account and password.

4. Use the prepayment calculator to set the prepayment date as the current date and pay off the repayment in one lump sum. Click to start calculation, and the "one-time repayment amount" in the result is the remaining mortgage principal and interest.

Second, the bank mortgage repayment inquiry

1, counter inquiry. You can bring your ID card and loan contract number to the loan bank counter, or you can find a staff member at the outlet to print the loan repayment details and repayment plan.

2. Online banking inquiry. You can log in to online banking to inquire about the repayment details of personal loans, but you need to open online banking. It is recommended to open it when applying for a mortgage.

3. Customer service hotline. You can call the official phone number of the bank and enter the card number and password to quickly understand the current mortgage repayment situation.

How to inquire about mortgage repayment?

1. Log in to personal online banking → click "Branch Function" → inquire about personal loan information (inquire about repayment plan of the current year, inquire about historical repayment records and adjust personal information);

2. Dial telephone banking → press1for individual customers → enter customer number or passbook number or card number → press 7 for personal loan information inquiry.

3. Take my ID card to the credit management office of the local people's bank to inquire and print my credit report. You can query the repayment plan of the year, the record of historical repayment and the adjustment of personal information. Different banks have different rules. For specific inquiry steps, please call the customer service telephone of the handling bank for consultation.