I applied for a loan in pleasant loan before. Can I borrow again after paying off the loan?

I applied for a loan in pleasant loan before. Can I borrow again after paying off the loan?

Yes, you can. When applying for a loan again, Yirendai will review it according to the applicant's past loan use, repayment record and personal credit information. If it meets the requirements of pleasant loan, then pleasant loan can apply for a loan again. If the personal qualifications do not meet the requirements of pleasant loans, it is impossible to apply for loans again. It should be noted that the loan requirements for pleasant loans are still relatively strict. If the personal credit report has a bad record or personal exposure is too much, then it is definitely impossible to borrow after the pleasant loan is paid off. It is suggested to maintain good personal credit, reduce debt, and then try to apply for a loan, which has a great chance of passing. On July 2065438+2009 1 1, Yirendai successfully completed some business restructuring with CreditEase, and will carry out brand-new brand upgrade. The new brand is called YirenDigital. Yirenmenke also announced that it has reached an acquisition intention with Daokou Loan. Daokou Loan is a supply chain financing platform initiated by a subsidiary of Tsinghua Holdings and based on the research results of Internet Finance Laboratory of Tsinghua University Wudaokou Finance College.

Second, why pleasant loan, my loan, it says that you have to cancel this loan application and you can apply for a new loan. What do you mean?

This is just a simple spam message, ignore it. The reason why you receive this spam message is that your mobile phone number is collected by many platforms. These platforms make a profit by sending spam messages to users, which is equivalent to advertising. Of course, you can download this APP, which is a product of an online loan company in peer-to-peer lending. Generally speaking, the interest is relatively high, usually several times higher than that of banks, and there are many kinds of tricks, and the consequences of overdue are very serious. It is recommended not to borrow money from similar platforms even if you are short of money. It can be understood as the current campus loan or something. . . . . . Small P2P private lending or something.

I have paid off the pleasant loan. Can I keep borrowing it?

Leave authority. I can help you

I want to apply for a loan at Yirendai. What are the loan conditions of pleasant loan?

It is suggested to handle the loan business through formal channels for financing, and you can consider applying for the online loan business of Agricultural Bank of China.

The process of self-service application, automatic approval and online signing of NetJet Loan is as follows:

(1) The borrower logs into the online channels (personal online banking and pocket banking) designated by Agricultural Bank of China, and enters the "Netquick Loan" application interface.

(2) The borrower understands the handling process of NetJet loan products.

(3) Fill in the loan term, loan and repayment account, mailing address, etc.

(4) The system verifies the validity of the mobile phone number.

(5) online.

(six) to confirm the loan information, the amount and purpose of the loan application.

(7) After the applicant reads and signs the Personal Self-help Micro-credit Consumer Loan Contract online and completely fills in the application information, he submits the loan application.

Customer interest rate rises 15%, and non-mortgage customer interest rate rises 15%-50%. The Agricultural Bank of China will adjust the interest rate according to the market situation.

The term of NetJet loan shall not exceed one year.

Use of NetJet loan:

(1) The online loan business is used for personal consumption, which is prohibited by laws, regulations and credit policies.

(2) NetJet loan is sent in cash.

If you need other help, you can further call the customer service center of Agricultural Bank of China for verification.