Can I save money through mobile banking?

You can deposit money in mobile banking on a regular basis.

Mobile banking can handle time deposits. Mobile banking means that in order to meet the more comprehensive fund management needs of users, banks use smartphones as a carrier to enable users to handle banking services on mobile terminals. Users can log in to mobile banking to perform transfers, fund inquiries, purchase of precious metals, funds, time deposits and other services.

Mobile banking refers to a channel model in which banks use smartphones as a carrier to enable customers to use banking services on this terminal. With the advancement of communication and Internet technology, the business functions of mobile banking are constantly updated and improved. It refers to the use of mobile phones and other mobile devices to connect customers with banks, handle relevant banking business or provide financial services to customers. Mobile banking is both a product and a channel, and it belongs to the category of electronic banking.

A brand-new business product that connects customers' mobile phones to banks through mobile communication networks to directly complete various financial services such as account inquiries and account transfers through the mobile phone interface. That is, banks use mobile phones as a The carrier relies on the mobile GSM wireless network and uses mobile short message resources to operate bank accounts in the form of sending short messages through mobile phones to realize functions such as "financial wealth management" and "electronic wallet" on mobile phones. Simply put, mobile banking is the abbreviation for using mobile phones to handle banking-related businesses. It is a channel for banks to achieve electronicization. It is a new service method that combines the electronicization of money with mobile communication services.

Mobile banking, also known as mobile banking, refers to the use of mobile phones, PADs and other mobile devices to connect customers with banks and handle relevant banking services or provide financial services to customers. Mobile banking is both a product and a channel, and it belongs to the category of electronic banking.

Theoretically, in addition to cash services, all bank counter services can be moved to mobile banking. The functions of mobile banking can be divided into standard functions and extended functions. Inquiries, transfers, remittances, payments, temporary loss reports, etc. are standard functions. Expanded functions include fund management, commercial payment, online shopping and other functions developed on the basis of standard functions. The provision of expanded functions is inseparable from the support of the bank's backend. These expansion functions of small and medium-sized banks are generally weak, lagging far behind state-owned banks and national joint-stock commercial banks.

Domestic banks that have launched mobile banking services include: ICBC, Agricultural Bank of China, Bank of China, China Construction Bank, Bank of Communications and other large banks, national joint-stock commercial banks, some city commercial banks and rural commercial banks, as well as a handful of rural cooperative banks banks, new rural financial institutions and rural credit cooperatives. The mobile banking of regional banks is basically the mobile version of online banking. Mobile banking that is unique and relevant to China's rural finance includes cardless cash withdrawals, small loans for farmers, address-based remittances, and mobile finance.