Xiaomi loan is not reliable

Xiaomi Finance is a fraud. I'll add three points to the principal and then calculate the principal. The daily interest is 0.6%. For example, the commercial loan of micro-loan network is only 4.3%, not to mention the formal bank. The annual interest rate is only 5 cents, which is similar to mortgage. The most disgusting thing is to calculate interest on a daily basis, plus three points of handling fees for prepayment, plus other handling fees. It feels so fucking similar. I'm not black millet finance. I used the most disgusting fucking online loan and credit platform. Of course, you can borrow it if you don't want to.

Second, Xiaomi loan is disgusting. If you miss an opportunity once, you won't be given one. Call family and friends one after another. How hateful is it?

Hello! At present, online lending is still risky. Of course, if you can't repay them after the deadline, they will collect debts every day or you will be harassed every day. And your interest will increase, your identity information will be made public, your credit information will be affected, and you will become a deadbeat.

Third, is Xiaomi financial loan reliable?

Compared with ordinary P2P, Xiaomi Finance has the endorsement of Xiaomi Company, which is relatively reliable. Of course, the security of Market Tree, Alipay, WeChat, Jingdong Finance, Suning Finance and Xiaomi Finance is still relatively good.

Fourth, is Xiaomi loan reliable?

Xiaomi loan is reliable. Xiaomi loan is a pure credit unsecured loan product launched by Xiaomi Company for Xiaomi users. The loan interest is charged at the daily interest rate of 0.05%, and the converted annual interest rate is 18%. According to the law, the annual interest rate is not more than 24% or 36%, which is the legal interest rate. Therefore, no matter from the company or the annual interest rate, Xiaomi loan is formal. Because Xiaomi loan is a loan product for Xiaomi users, if you have never used Xiaomi-related electronic equipment, there is a great chance that you will be rejected after applying. If you want to apply for a loan from Xiaomi, you must buy a Xiaomi electronic device. If you have multiple Xiaomi electronic devices, you can bind a Xiaomi account during use. And use more related services of Xiaomi Finance, such as the financial services of Xiaomi Finance. In addition, when submitting personal data, you must ensure that the information filled in is true and effective, and there are no bad records in the credit report. Extended information 1. According to the official response of Xiaomi Loan: "Xiaomi Loan will be reported to the credit information system in due course according to the relevant regulations of the People's Bank of China", it can be seen that Xiaomi Loan is a credit information at the meeting. However, the loan record of Xiaomi Loan will not be uploaded to the credit information system, and only the overdue repayment will be reflected in the personal credit information report. Therefore, after the Xiaomi loan is borrowed, it must be repaid on time to avoid leaving a stain on personal credit and affecting the application for loans on other platforms. Second, is it easy to apply for a Xiaomi loan? The difficulty of applying for Xiaomi loan depends on individual circumstances, and there is no absolute easy and difficult application. If the personal credit conditions are good and meet the application conditions of Xiaomi loan, it is relatively easy to apply for Xiaomi loan, and of course there will be exceptions. Xiaomi loan application needs to meet the following requirements: 1. The applicant must be a citizen of China who has reached the age of 18 and has full capacity for civil conduct. 2. The applicant must have a stable professional and economic income and have the ability to repay the loan in full. 3. The applicant has a good personal reputation and no bad credit record. 4. The applicant's loan is used for legal purposes and can provide relevant certificates.