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Why can't I see repayment information in Ping An Pratt & Whitney app?
1. How to repay Ping An Pratt & Whitney Loan?
1, manual repayment. You can click Repay Now on the loan product page, select the loan to be repaid, select the repayment bank card, enter the repayment amount, and click OK to open a success prompt page to complete the voluntary repayment. 2. Automatic repayment. The deposit account (wallet/savings card) selected for the first use is the default debit account. Please deposit a sufficient amount (not less than the current repayment amount) in the account on the repayment date due each month, and we will automatically deduct the money on the repayment date due.
2. What are the reasons for the rejection of Ping An Pratt & Whitney loan?
1. Loan information is not true. Some borrowers can't provide the loan certification materials stipulated by the bank, so they will find someone to make some fake materials. This seemingly perfect approach is actually extremely risky. Once the bank verifies that the loan information is false, it will not only be unable to obtain the loan, but may also be pulled into the "blacklist". 2. High debt ratio. According to the regulations of most banks, "the old and new monthly payments cannot exceed 50% of the family's monthly income", that is to say, if the borrower's debt is too high, he will be refused a loan. 3. Credit is a "stain". When applying for a personal loan from a bank, the bank will first check the borrower's personal credit report. If a bad credit record is found in the personal credit report, the loan application may also be rejected because the bank thinks that such customers are unwilling to repay. 4. Poor repayment ability In order to obtain a loan smoothly, the borrower must have flexible repayment ability, that is, it is difficult to obtain a loan if the borrower's income is low. However, in the case of low income, if the borrower can provide effective financial proof as supplementary financial resources, the bank will appropriately lower the loan threshold.
Ping An Pratt & Whitney's loan is reliable and guaranteed. It must have no bad credit record and must live in the current residence for more than 6 months. The loan interest of Ping An Pratt & Whitney is related to the interest rate, term and principal of the loan.
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