I got a text message from Bank of Ningbo for no reason.

Bank of Ningbo sent me a text message to raise the amount, which may be fake.

The text message of withdrawal does not necessarily mean withdrawal, and it may be fake.

It is a good thing to raise the amount, but if it is not a short message from the bank, it may bring you huge losses. There have been many cases in the past, and I hope everyone can learn from them.

1, cash withdrawal required to enter verification code, and was cheated for several thousand yuan.

There have been similar cases before. A user is worried that the credit card limit is not enough. After seeing the message, he immediately called the so-called "bank phone" in the message, and the other party asked for the SMS verification code. After the user provided it, the credit card was stolen and swiped for more than 1000 yuan.

In fact, this fraud case is very simple. The verification code that users are required to enter is not the so-called withdrawal verification code. It is just the verification code of Alipay and WeChat payment. After binding, you can swipe your credit card, so you don't need any password and verification code.

2. Don't just click on the SMS link to withdraw money.

There are no links in the short messages of withdrawals sent by many banks, but some banks will include links. Some users receive a cash withdrawal message, suggesting that they need to click on the link to withdraw cash, or call to withdraw cash, which is likely to be a pit.

Because the bank withdraws the amount, it will send a notification message directly after the withdrawal, and you are not allowed to apply for any operation. Fake text messages will make you click and go to phishing websites. If you fill in the important information of your credit card, your credit card may be stolen.