Network installment loan platform

What are the formal staging platforms? The strength of these five platforms should not be underestimated!

With the continuous innovation of online lending model, a staged platform has emerged in the online lending industry. But now there are a large number of installment loan platforms, many of which are not suitable. A friend was very cautious when handling installment loans, and asked which installment platforms he could apply for. Here, a brief introduction.

Gitzo staging

Gitzo installment is a installment platform with a consumer finance license, which provides not only commodity installment loans, but also cash installment loans. In addition, while applying for staging online, you can also apply for staging in some physical stores.

In terms of commodity staging, Gitzo can provide mobile phones, computers, motorcycles, fashion consumer goods, household appliances and so on. , the issue quantity is 12, 15, 18.

In terms of cash installment, Gitzo's installment amount can reach 50,000 yuan, which can be repaid in 6 to 48 installments.

Baidu has money to spend:

The loan of 65,438+0,000 yuan, with the maximum amount of 300,000 yuan, can meet both the daily loan demand and the large loan demand. Interest is calculated on a daily basis, and the daily interest rate is between 0.02% and 0.065%. The better the credit, the lower the interest rate. Baidu registered users aged between 18-55 have stable jobs and good credit, which will make it easier to be approved.

JD.COM White Strip:

Need to be a member of Jingdong, aged between 18 and 55. JD.COM IOUs can enjoy an interest-free period of about 30 days, and the handling fee is 0.5%~ 1.2% if it is divided into stages. Support for 24 issues, other terms are 3, 6, 12, etc.

Zhilian Premium Loan:

He is between 23 and 60 years old, has a stable source of income, and has high requirements for personal credit information. The annualized interest rate is about 17.82%, and the daily interest rate is 0.0495%. Depending on your qualifications, the page display shall prevail.

The biggest contribution of the year! Review the summary of easy installment loan platform!

In daily life, many people need to apply for loans for some reasons. For convenience, many people will choose faster online loans. So, what are the installment loans that are easy to audit? Let me give you a brief introduction today.

1, Pudong Development Bank Green Loan

Shanghai Pudong Youth Loan is a major installment loan product of Shanghai Pudong Development Bank. The loan amount is 65,438+0,000-300,000 yuan, and the loan period is 3-36 yuan, which is divided into 3 phases: 6 yuan, 65,438+02, 65,438+08, 24 and 36 phases. The loan interest rate is different, and with the increase of the number of installments, the interest rate will also increase.

2. Recruit good loans

Zhaolian Consumer Finance is a platform approved by China Banking Regulatory Commission, and its loans with good maturity have always been welcomed by the majority of borrowers. Demand: The age is between 23 and 60, and there is a stable source of income. Most people spend thousands of dollars the first time. As long as they repay on time, they can gradually increase the quota.

3. Ping An I Loan

Ping An I Loan is one of the most popular mobile phone credit loans. Every day, countless people apply for this product, and they can get a loan by submitting simple information without mortgage guarantee. Generally speaking, the quota is around several thousand yuan, and you have to grab the quota every day, because it will prompt "the quota has been robbed" and "the system is busy". You can find another time to continue to grab, and you can gradually increase the quota after borrowing and returning many times.

4. Comfortable flowers

Anyihua is a product that can be borrowed from consumer finance companies immediately. The loan amount is between 1000-50000, which can meet the daily loan demand. Users can withdraw cash, spend by stages and spend within the limit.

What are the installment online loans?

There are many online loans in installments on the market now. Here are some examples:

1, loan: the number of installments includes 3, 6, 9 and 12, and the maximum amount is 300,000 yuan;

2. Micro-loan: The number of installments includes 5 installments, 10 installment and 20 installments, with a maximum amount of 300,000;

3. Countdown: it can be divided into 24 periods at the longest, and the amount is between 100 yuan and 50,000 yuan, and the credit is reported;

4. Happy payment: the longest installment can be 24, the maximum amount is 200,000, and the daily interest rate is 0.03%;

5. Hengyi Loan: It can be divided into 36 months at the longest and the maximum amount is 200,000.

Which is better than installment loan _ A better platform for installment loan?

Installment loan is one of the common ways in people's daily life. Through installment loan, people can enjoy a high-quality life in advance. I'll tell you which installment loan is better. I recommend several models for you!

1, atomic loan

Atomic loan, formerly known as ultra-fast loan, is a pure credit loan product, which has two loan modes: moonlight foot and atomic loan. The amount of moonlight foot is 500- 1000 yuan, the loan period is 1-4 weeks, and the fastest time to receive the account is 10 minute. The atomic loan amount is 20,000-20,000 yuan, and the loan period is 3-24 periods, with an average of one day.

2. What beautiful flowers

The maximum loan amount of Zhenhaohua is 5,000 yuan, and the first application amount is generally 1000 yuan. The longest loan period is 6 months. Haohuahua is a more reliable loan. Payment will be made as soon as possible after the application is successful, and the most slow three account will be received.

3. Jiufu Dingdang Loan

Jiufu Dingdang Loan is a credit loan product owned by Jiufu. Age 18 can be applied, and the loan amount is 2-65438+ 10,000 yuan. There are also two loan modes: installment loan and free loan. Generally, installment loans will be released within 1-3 working days, and free loans will be released within 1 hour at the earliest.

Sina has borrowed it.

Sina Loan is a loan product owned by Sina. It adopts pure online processing mode. Within 5000 yuan, you can repay freely within 30 days. After successful application, payment can be made in 5 seconds at the earliest.

5. Quick loans

The application threshold for fast loans is relatively low. 18 years old, working for half a year, can submit a loan application. There are two modes of quick loan: quick loan and large loan. The amount of ultra-fast loan is 1, 000-8,000 yuan, divided into 1-6 installments, and the next installment will be approved within 10 minutes at the earliest; The large loan amount 10000-200000 is divided into 6-24 installments, and the next installment will be slower.

6. Free loans

Just need an ID card and enjoy an online loan of 5,000 yuan immediately; Speed 30 minutes for approval, and get the loan amount immediately; Withdraw the loan 1 min, and directly input the bound bank card; If the loan is repaid, the quota will continue to increase.

How about Youjia staging

Friends' installment is a formal and legal online installment loan product with high credibility. Youjia installment is an online installment loan product, which focuses on providing installment loan services for borrowers. At the same time, Youjia installment is also a loan platform, which can only be put into operation after passing the national regulations. Applying for premium plus installment is different from conventional loan products, and the whole process is completed on the basis of the network. The first borrower needs to obtain his own loan application account number on the platform by registering his identity information.

Second, when your loan application account is authorized by the system, the borrower can directly apply for a loan through his own account, and the system will automatically review the borrower's information and issue the quota. Third, after the loan amount is issued, the applicant can withdraw cash by binding the bank account information.

I. Precautions for Installment Premium Loan

1, loan amount:

When applying for a loan, the amount applied for should not be too high. The larger the loan amount, the higher the possibility of rejection. At the same time, borrowers should also apply for a loan amount according to their repayment ability to avoid the economic pressure caused by excessive monthly payment.

2. Loan information:

The borrower must ensure that the information provided to the lending institution is true and complete. Once suspected fraud is discovered, the lending institution will directly refuse the loan.

3. The purpose of the loan:

When filling in the loan purpose, the borrower should write down the loan purpose frankly and clearly, which will make it easier to pass the examination.

Second, the impact of overdue loans by installment:

First, late payment will affect personal credit. If a lender borrows money from a bank and fails to repay it within the time limit, his personal credit report will leave a bad credit record. It is very difficult to apply for credit cards and loans in the future, and most of them will be rejected, which will cause many troubles to personal production and life.

Second, the most direct consequence of not paying back the credit loan is a high penalty interest, and you may have to pay a certain penalty. Even the principal and interest add up to a lot of expenses, and the result of not repaying on time is to increase my economic pressure.

Third, in loans overdue, the lender will face all kinds of collection. Banks or financial institutions have their own collection systems. After the lender is overdue, the first-class collection will send you a text message and call for a reminder. If it is not returned for a long time, and the degree is serious, there will even be a collector to collect it in person. This overdue person should be psychologically prepared and strive to pay off the money at the first time before solving it.

Fourth, if the loan is overdue for a long time and the amount is large, the lender may be subject to financial institutions. After acceptance, the court has pronounced that the lender's assets may be sealed up. This is the "repayment reward" that the lender must implement, otherwise the property and other assets under your name will be sealed up according to law, and the proceeds from the auction will be used to repay the arrears.

Fifth, if the circumstances are serious, you may go to jail. Under normal circumstances, such incidents as borrowing money and not paying it back are civil and will not rise to the criminal level. However, if some lenders refuse to implement it and insist on not paying it back, if the circumstances are serious or bad, the borrower will be investigated for criminal responsibility, and depending on the seriousness of the circumstances, the borrower will go to jail.

What are the online loan apps for 20 18 installment repayment?

There are many online loan apps that can be repaid in installments, depending on how you choose:

1, excellent model

The premium amount is relatively high, ranging from 5,000 to 50,000 yuan, and the loan period is relatively long, with 6-24 installments. You can apply for a large loan, but there is no guarantee that the amount will be high. If the transaction is successful, the repayment pressure will be less if the term is long.

Step 2 borrow a road

Lending Bao is a platform, with a maximum amount of 1000, a loan term of days, and the age of the loan applicant needs to be between 22 and 35. After the loan application is successful, the daily interest rate is 0.3%.

3. Atomic loan

Atomic loan can enter the application through WeChat or download APP. The amount is slightly higher than the original financial services, ranging from 1000-20000, and the term is 3- 12 months. After completing the application, you will receive the loan in about 5 minutes.