How to set the repayment time of Bai Hua?

How to change the repayment date of Huabai is determined by the system, and it was completely impossible to modify it before. However, due to Alipay's adjustment of the repayment date of the flower buds, the function of setting the repayment date of the flower buds by appointment was opened for the old users who signed the contract 1 year, and the modification can be realized. So, how to modify the repayment date of Bai Hua? Let's give you a detailed introduction.

1. How to modify the repayment date of Bai Hua?

1, open Alipay-Mine;

2. Find the garden and enter. On the Flower Garden page, click "My" in the lower right corner;

3. There is a "repayment date setting" in the middle part. After entering, you can modify the repayment date of Bai Hua;

4. Select one of the repayment dates and click "Make an appointment now", and the estimated effective time will come out to confirm the appointment;

5. Wait for the SMS notification from Huayuan, and make an appointment on the repayment date successfully before completing the modification.

Second, how many times can Huayuan's repayment date be revised?

According to the relevant regulations of Bai Hua, the repayment date of Bai Hua can only be revised once a year. Once the reservation is successfully modified, it cannot be revoked, that is, the next modification can only be one year later.

How to prepay flowers in installments? How to prepay flowers in installments;

1. Open Alipay and click "My-My Customer Service";

2. Slide the page to the bottom and click "Online Customer Service";

3. Enter "How to return the flowers in advance by stages";

4. Click the blue font "Flowers settled in advance" in the answer, and then follow the prompts to complete the payment operation.

Operating environment:

Brand model: iPhone 13

System version: iOS 15.0

App version: 10.2.50

Extended data

1. Are you interested in flower buds?

Flower buds are used in the current month, and the following month 10 does not bear interest (flower buds have a three-day grace period, that is, they are returned before 13 every month without interest, as long as the principal is repaid).

However, if the repayment is not made within the grace period, the interest will be calculated at 0.5% per day, and being invited within one month will not affect your credit.

If there is still no repayment within 1 month, it will not only have expected interest, but also affect its own credit information. This will have an impact on your own application for mortgage, car loan and credit card.

Second, do you still need interest after the flowers are repaid in advance?

Specifically, it is divided into the following situations:

1, after the flower garden is divided into stages, there are actually two situations for prepayment. One is that only a few installments have been paid, so the latter still has to pay interest; If you have paid off the paid installment fee and next month's installment fee in advance, you don't need to charge any more. Early repayment is only for the money that has not been repaid in installments, so the remaining unpaid principal, the installment fee that has been repaid, the installment fee for next month, and the installment fee that has been repaid in advance should be repaid.

2. If there are many unpaid installments, the required handling fee must be calculated cumulatively according to the rules. If there is no unpaid installment payment, it will be enough to pay the paid and unpaid amount of Bai Hua this month.

3. In order to better experience the use of flower buds, the computer will not have the staging function of flower buds repayment review, and the actual operation should be carried out on Alipay mobile APP- flower buds.

Generally speaking, when Bai Hua prepays, the interest paid by the borrower cannot be refunded, but the interest after prepayment does not need to be paid again. Moreover, prepayment not only needs to pay the subsequent interest, but also can exempt the subsequent handling fee if the borrower wants to settle all the arrears in advance. However, if the borrower only pays the bill for next month in advance, the subsequent handling fee will still be charged without any reduction.

Whether it is repayment by installment or on schedule, there is only one sentence to remind everyone: remember to repay on time and don't be overdue, so as not to affect personal credit.