Is the reminder message on the back fake?

You must be familiar with the payment method after the deadline. Many friends will receive a collection call or various text messages after the deadline. These short messages are hard to distinguish between true and false, and many of them are short messages with threats, fear of H, stress and other contents, which make debtors and their relatives and friends feel uncomfortable and panic.

Text message content:

1. Due to your malicious overdue payment, our company has applied to relevant institutions or units to investigate all assets and properties under your name, otherwise we will freeze the property under your name. Seize all the money in your bank card account and so on.

2. We now suspect that your credit card has been maliciously overdrawn and have applied to publish it online. And we will send relevant staff to your domicile or village committee or street office to investigate you, and all the consequences will be borne by you.

Many debtors were scared and flustered when they first saw this information. After all, it is a fact that the arrears are overdue. I wonder if the message is true? How to deal with this situation?

1. You know, no one has the right to disclose the personal information of the debtor, so this information is illegal, which only means that it was sent by the collection staff.

2. Only the relevant departments of public security organs have the right to investigate your personal privacy and personal information, and others have no right to inquire about personal information.

3. As long as we are not sued by banks or platforms, have not received a formal summons from the court, and have not gone through the process of prosecution, then no one or any department has the right to freeze your property and assets.

The court has this right to freeze only when it needs to be enforced after litigation procedures and court decisions.

So how to identify the authenticity of short messages in the simplest way?

1, as long as the courts, public security organs and other contents appear in general short messages, they are basically false;

2. As long as there is information about being wanted, being listed as a untrustworthy person, Lao Lai, etc. , basically fake;

3. Basically, it is fake to send a short message to the public security department with a private mobile phone number;

4. What will happen if you are sent in the message, and then finally let you contact Director XX and Commissioner XX, which are basically fake;

5. The sending SMS number starts with 1069, and the word unsubscribe will appear after the SMS. These are all sent by commercial short message platforms, and you can send short messages in groups as long as you buy them.

In fact, as a debtor, we must understand the relevant knowledge and learn to distinguish the authenticity of short messages. Otherwise, if we are threatened by assembly, we will start to panic and don't know what to do.

There is no need to panic when you encounter any problems. Don't pay too much attention to these messy messages, adjust your mentality, work hard and strive to pay off your debts as soon as possible.