What is social security upgrade?

1. For employees, social insurance is now usually called "five insurances and one gold". The specific five risks are: endowment insurance, medical insurance, unemployment insurance, maternity insurance and industrial injury insurance; One gold: housing accumulation fund.

"Housing accumulation fund"; The proportion of specific units and individuals is 50%, which is calculated according to the average annual salary of individuals. The state stipulates that the housing accumulation fund shall not be less than 10% of the salary, and the units with good benefits may be higher, with employees and units each bearing 50%. Therefore, it is very cost-effective for employees to pay housing provident fund!

In terms of "five risks", according to the wages of employees, the proportion of units and individuals is generally: pension insurance units bear 20%, individuals bear 8%; 6% for medical insurance units and 2% for individuals; Unemployment insurance unit 2%, individual 0%; 1% maternity insurance shall be borne by the unit; 0.8% of industrial injury insurance is also borne by the unit, and individual employees do not bear maternity and industrial injury insurance.

2. Social insurance generally cannot be withdrawn in advance. If you change your work unit, social insurance can be transferred with the change of working relationship! ! Continuing to pay social insurance premiums in the new unit belongs to social overall planning and is beneficial to individuals.