What is the reason why the micro-loan failed to arrive?

Where can I find the money borrowed from microfinance before it arrives?

After applying for a loan successfully, the micro-loan will receive a notice of successful loan from Weizhong Bank. If there is bank access or network reasons, the loan may be delayed. If the loan fails to arrive, it is necessary to check whether the bank card is abnormal, to see if it is expired or frozen. Also check the account type of the bank card. If it is a Class II account, the loan will be invalid due to the limit, and the bank card needs to be replaced.

Why didn't micro-loan borrow money? It also shows the repayment amount.

The repayment amount is also shown on the micro-loan IOU, which may be due to network delay or bank access fluctuation, which will delay the loan to the account.

Micro-credit loan succeeded but failed.

The reason why the loan has passed but failed: the status of the receiving bank card is abnormal; The bank channel is being maintained or upgraded; The user failed the loan review; Lending institutions do not have matching loan funds; Lending institutions themselves are short of funds. All the above reasons will lead to loan failure. After the loan fails, the user can resubmit the loan application. _ Submit the loan application again, and the system will review the user again. As for the results of the review, it will be based on.

Micro-loan, a loan platform under the micro-loan network. Micro-loan APP is a credit service product under the micro-loan network. The platform provides various loan services with different amounts and different maturities, such as large-scale installment loans with pure credit, car owners' credit loans and vehicle mortgage loans, to meet the diversified loans of users. Where is the most reliable and direct collection of microfinance? Moreover, compared with other loan methods, the online loan platform is convenient to apply for loans and fast to lend. However, when applying for online loans, we should pay attention to choosing a formal platform, which can better protect personal interests and information security. At the same time, be careful not to pay the pre-loan fee to avoid being cheated.

It is safe and reliable to borrow money from micro-loans, because micro-loans are lending products launched by Weizhong Bank, which is an Internet private bank approved by CBRC and has a formal banking license, so micro-loans are also a legal and formal lending platform. In terms of security performance, because microfinance is a bank product, its performance is still relatively strong, so you don't have to worry about falling into the trap of usury. At present, the daily interest rate of micro-loans is 0.05%. If you borrow 10000 yuan from a micro-loan, the daily interest will be 5 yuan.

When using small loans, everyone's credit information will be queried. If the credit information is poor, it will not be passed. And microfinance is invited by the system. If they are not invited, they can't be used. When applying for micro-loan loans, users will not be required to hand in any paper items and mortgage items, and the arrival speed is fast. Apart from interest and penalty interest, there are no other fees and supervision by the regulatory authorities, so it is still very safe and reliable.

In fact, it is not the first time that "micro-loan" has inquired about personal credit records. Earlier, some media questioned that micro-loans would inquire about users' credit records and load them into credit reports without applying for loans. It can be seen that microfinance is unreliable, and different people have different opinions. In this small series, I remind you that peer-to-peer lending is full of traps, and you will fall into it if you are not careful. If you want to complete the purpose of online borrowing, you must keep your eyes open and operate carefully. Don't joke about your credit information. When you need a loan, you should cry.

For some users of WeChat and QQ, I believe they are already very familiar with micro-loans. As a pure online microfinance product launched by Weizhong Bank, it has long been favored by consumers. I think the money from micro-profit loans on WeChat is more reliable. Although he is a WeChat loan, his money is reliable, as long as you pay him back on time.

I borrowed a small loan. Why hasn't it arrived yet? What happened?

The reasons for the failure to receive the micro-loan may include:

1, due to bank access or network fluctuation, sometimes the loan will be delayed, so you can wait for a while to see if it has arrived;

2. The status of the bank card is abnormal. If the bank card is frozen or expired, it will not succeed. It is recommended to check the status of the bank card.

In addition, the bank card II account will also be unable to borrow because of the quota problem. If it is a Class II card, you can change it into a Class I card and apply for a loan.

"Micro-loan" is the first online micro-credit revolving consumer loan product launched by Weizhong Bank, the first internet bank in China, for WeChat users and mobile QQ users. 20 15 was launched on mobile QQ in May and on WeChat in September.

Product characteristics

As an Internet banking loan product launched by Weizhong Bank, "micro-loan" has the following characteristics:

(1) Unsecured and unsecured;

Most personal loans provided by traditional financial institutions require borrowers to provide guarantees such as mortgages, and it is difficult for individual users who cannot provide guarantees or have no fixed assets under their names to obtain loans. "Micro-loan" does not need mortgage and guarantee, and does not need to submit any paper materials, which can better meet the micro-financing needs of users with good credit.

(2)7*24 hours service, the fastest 1 minute to complete the loan;

Relying on strict risk control rules and complete technical support system, "micro-loan" provides 7*24 hours online service, with convenient and efficient procedures. All processes are completed on mobile phones, and loans can be made in 40 seconds at the earliest.

(3) There is no handling fee for prepayment;

Most traditional financial institutions require users to repay on the repayment date. If the user wants to repay the loan in advance, he needs to apply and pay the handling fee. In addition to the regular default withholding repayment, "micro-loan" also supports users to settle loans at any time without charging any other additional formalities.

Quotas and interest rates

The credit line of "micro-loan" is between 100 yuan and 200,000 yuan, which varies according to the individual's comprehensive situation. A single loan can be loaned 100-40,000 yuan.

The daily interest rate is 0.02%-0.05%, 1 ten thousand yuan daily interest 2-5 yuan.

"Micro-loan" adopts the official invitation system. Invited users can see the "micro-loan" entrance in the "QQ wallet" of mobile QQ and "WeChat payment" of WeChat, and can get a loan amount of up to 200,000 yuan.