How to complain about illegal collection

In the face of illegal expropriation, you can use the following three complaints:

Log in to the National Internet Platform 123 15, China Internet Finance Reporting Information Platform, Complaints, Bad Internet and Spam Information Reception Center, fill in the information and submit the complaint.

Second, call the operator of your mobile phone, or the Ministry of Industry and Information Technology to complain about illegal collection of incoming mobile phone or landline numbers.

Third, go directly to the other party's industrial and commercial bureau to complain, go to the petition to report, go to the police station to report the case, go to court to sue, and go to the CBRC to complain.

In order to improve the effect of complaints and avoid wasting our efforts, we should make reasonable complaints. When you complain, you will only scold or complain about violations, and it is difficult to have good results. In order to effectively complain, we should do the following:

1. Explain the situation in detail: When and under what circumstances did you encounter illegal collection, and what harm and adverse effects did it cause? You should explain the relevant situation in detail to avoid improper use of words.

2. Provide relevant evidence: In case of illegal collection, save SMS screenshots, telephone recordings (complete without editing), pictures of the victim, the other company, work number and other relevant evidence and provide them to the complaint platform, which is very harmful to illegal collection.

3. Repeated complaints: The complaint platform receives a large number of complaints every day. In order to avoid invalid complaints, you can complain several times a day or continue to complain the next day.

How to calculate illegal expropriation, the following situations are illegal expropriation:

1. There are more than 3 collection calls every day.

2. The phone will be answered between 2: 00 p.m. and 8: 00 a.m..

3. Bomb the borrower's mobile phone number with illegal software (such as calling you to death).

4. Calling friends in the address book without the borrower's permission and harassing them many times.

5. Threaten or threaten the borrower or friends in the address book through WeChat, SMS, etc.

6, posing as police, lawyers and other state law enforcement agencies, threatening the borrower.

7. Expose borrower information.

8. Collecting money from the borrower's home or work unit, resulting in damage to the borrower's reputation.

9. Induce borrowers to borrow from other platforms for repayment.

10, and the overdue fee is 24% and 36% higher than the annual interest rate stipulated by the People's Bank of China.

Legal basis:

Forty-second "People's Republic of China (PRC) Public Security Management Punishment Law"

One of the following acts shall be detained for not more than five days or fined not more than five hundred yuan; If the circumstances are serious, they shall be detained for more than five days and less than ten days, and may be fined up to five hundred yuan:

(1) writing threatening letters or threatening the personal safety of others by other means;

(2) publicly insulting others or fabricating facts to slander others;

(3) fabricating facts, falsely accusing and framing others, and attempting to subject others to criminal investigation or public security administration punishment;

(4) Threatening, insulting, beating or retaliating against witnesses and their close relatives;

(5) sending obscene, insulting, intimidating or other information for many times to interfere with the normal life of others;

(six) voyeurism, sneak shots, eavesdropping, spreading the privacy of others.