What is the dynamic password of ICBC cipher?

ICBC SMS Password requests a dynamic password containing 6-digit random numbers in the form of mobile phone SMS, and the identity authentication system sends a random 6/8-digit password to the customer's mobile phone in the form of SMS, and the customer inputs the dynamic password when logging in or authenticating the transaction, thus ensuring the security of the system identity authentication.

Short message dynamic password authentication technology is considered to be one of the most effective methods to solve user identity authentication at present, which can effectively prevent hackers, Trojans from stealing user account passwords, counterfeiting websites and other network problems, resulting in the loss of users' property or materials.

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As one of the most secure identity authentication technologies, dynamic password has been applied in more and more industries.

Because of its ease of use and platform independence, with the development of mobile Internet, dynamic password technology has become the mainstream of identity authentication technology, which is widely used in enterprises, online games, finance and other fields. More and more enterprises at home and abroad are engaged in the research and development and production of dynamic passwords.

Its advantage lies in its fast and seamless interoperability with various business systems. Its self-developed dynamic password authentication software system is stable and efficient, supports multiple authentication modes, and its solutions can serve enterprises of different sizes.

Dynamic password includes three ways: dynamic password card, dynamic password card and mobile phone dynamic password.

1. dynamic password card

Dynamic password card, also known as scratch card, is similar to bank card in appearance and is printed by several character strings in matrix form.

When customers use e-banking for payment transactions such as external transfer, B2C shopping, payment, etc., the e-banking system will randomly give a set of password card coordinates, and the customer will find the password combination from the card according to the coordinates and input it into the e-banking system. Only customers who correctly enter the password combination can complete the relevant transactions. The password combination is valid once and invalid after the transaction.

2. Dynamic password card

The dynamic password board looks like a USB flash drive. It is a special kind of hardware, with built-in power supply, password generation chip and display screen, which automatically updates the dynamic password regularly according to a special algorithm.

The dynamic password changes every 60 seconds. Just enter the password displayed on the current password board according to the system prompt. China Bank adopts this method, which is called BOC E Order.

3. Mobile phone dynamic password

Mobile phone dynamic password is to bind online banking with mobile phone number when applying for online banking. When the user makes online payment or transfer, the system will automatically generate a password and send it to the bound mobile phone in the form of SMS. Enter the mobile phone password on the payment page to complete the transaction.