What do rural commercial banks send short messages to check the balance?

Rural commercial bank SMS balance inquiry input "Ye+last four digits of bank card account number" and send it to rural commercial bank for balance inquiry.

Rural credit cooperatives (rural credit cooperatives in English) refer to rural cooperative financial institutions established with the approval of the People's Bank of China, which are composed of members' shares, implement democratic management and mainly provide financial services for members.

Rural credit cooperatives are independent enterprise legal persons, which are responsible for the debts of rural credit cooperatives with all their assets and enjoy civil rights according to law. Its property, legitimate rights and interests and business activities carried out according to law are protected by state laws. Its main task is to raise idle funds in rural areas and provide financial services for agriculture, farmers and rural economic development. In accordance with national laws and financial policies, organize and standardize rural funds, support agricultural production and comprehensive rural development, support various forms of cooperative economy and family economy, and limit and crack down on usury.

Rural credit cooperatives are divided into the following departments: Rural Credit Cooperatives, International Finance Department of Rural Credit Cooperatives, Zhengtong Rural Credit Cooperatives Training School and Credit Department of Rural Credit Cooperatives, which are under the dual leadership of CBRC and the State Council.

As early as 1950s, the outlets of China People's Bank in rural areas were changed to rural credit cooperatives. The purpose of rural credit cooperatives is "mutual assistance of farmers' funds", that is, farmers form credit cooperatives, and members contribute capital to form loans.

The relationship between county associations and individual credit cooperatives is equivalent to that between head offices and sub-branches.

There is a county association in a county. At the beginning, the county association was managed by the Agricultural Bank of China; 1996 and returned to the people's bank; After 1999, the People's Bank of China gradually established prefectural (city) associations, and county associations were under the jurisdiction of prefectural (city) associations; After 2003, the People's Bank of China withdrew, canceled the local (city) union, and handed over the management right of rural credit cooperatives to the provincial government, which established the provincial union, which was in charge of the county union.

So far, from the economic and legal point of view, each county association is equivalent to an independent bank (enterprise), the actual owner is the provincial government, and the county associations in the province form the provincial association, so the provincial association is actually the "son" of the county association; Administratively, each county association is the administrative department in charge of credit cooperatives, and the provincial association is the highest administrative department, so the provincial association is the "Lao Zi" of the county association. Because of its high administrative status, the provincial association has become the actual manager of the county association economically.