Minsheng credit card is free of annual fee.

How much is the annual credit card fee of Minsheng Bank?

This can be divided into several situations:

MasterCard: the annual fee standard is 100 yuan; Puka supplementary card: annual fee standard 50 yuan;

Gold master card: annual fee standard 300 yuan; Gold supplementary card: the annual fee standard is 150 yuan;

Platinum Card: Annual fee standard 600 yuan.

The annual credit card fee of Minsheng Bank is charged annually. If you swipe your card 1 within 2 months after the card is verified, you can avoid the annual fee for the first year. Swipe your card 8 times in the current year, and the annual fee for the following year can be waived.

in fact

Minsheng bank credit card is still very good. At present, there are many types of Minsheng Bank credit cards to choose from, such as:

1. Frequent travelers can choose from the following cards: Minsheng Air China Companion Co-branded Credit Card, Minsheng Southern Airlines Pearl Co-branded Credit Card and Minsheng HNA Co-branded Credit Card.

2. Cards that can often be selected abroad include: Minsheng VISA full-currency credit card and Minsheng standard dual-currency credit card.

3. Cards that you can choose if you like shopping include Minsheng Shen Han Department Store Co-branded Credit Card and Minsheng.com Tesco Installment Credit Card.

Supplement: Judging from the credit card points used by banks, the credit card points of China Minsheng Bank are relatively high. In addition, China Minsheng Bank has several advantages. First, the installment service of the People's Bank of China's credit card will not occupy the credit card usage quota. And there is no charge for withdrawing cash by credit card. More importantly, if you are a gold card user of China Minsheng Bank, you can also enjoy lawyer services and business travel reservations. Finally, the ID card he provided is very personalized and can be customized by users, but it requires users to pay a certain business card printing fee.

The disadvantage of China Minsheng Bank's credit card is that there are few business outlets, and users may feel a little inconvenient when they need to handle related business at business outlets. Another is to support Alipay consumption. But for this consumption, there are consumption restrictions. Single consumption shall not exceed RMB 1000, and the maximum daily cumulative consumption is RMB 5,000. But this limit should be enough for us ordinary users.

What is the annual fee standard for Minsheng dual-currency credit card?

Nowadays, many credit cards charge an annual fee. In order to attract customers and++customers, many banks have an annual fee-free policy. Today, I would like to introduce the annual fee collection standard of Minsheng dual-currency credit card for your reference.

How much is the annual fee for Minsheng dual-currency credit card?

1. Puka: annual fee for the main card 100 yuan/year, and annual fee for the auxiliary card/year in 50 yuan;

2. Gold card: the annual fee of the main card is 300 yuan/year, and the annual fee of the auxiliary card is 150 yuan/year;

3. Standard Platinum Card: the annual fee of the main card is 600 yuan/year, and the annual fee of the auxiliary card is 300 yuan/year;

4. Luxury Platinum Card: the annual fee of the main card is 3,600 yuan/year, and the annual fee of the auxiliary card is 65,438 yuan +0.800 yuan/year;

5. Diamond card: the annual fee of the main card is 1 10,000 yuan/year, and the annual fee of the auxiliary card is 5,000 yuan/year;

6. Unlimited cards: the annual fee of the main card is 30,000 yuan/year, and the annual fee of the auxiliary card is15,000 yuan/year.

What is the annual fee-free policy of Minsheng dual-currency credit card?

1, Puka and Jinka swipe their cards within 2 months after checking their cards 1 free of the annual fee for the first year, and free of the annual fee for the following year for five foreign currency transactions or 1 in the current year;

The annual fee for Minsheng dual-currency credit card is so far. See if you meet the standard of annual fee exemption.

Minsheng Credit Card Free Annual Fee Requirements

If you swipe the Minsheng Bank credit card within two months, you can get rid of the annual fee for the first year, and if you swipe the credit card five times a year, you can get rid of the annual fee for the second year.

China Minsheng Bank is a national joint-stock commercial bank mainly invested by non-public enterprises in China, which was established in 1996. The Credit Card Center of China Minsheng Bank is directly under the head office of China Minsheng Bank, headquartered in Beijing, with 35 marketing centers throughout the country and more than 5,000 employees. The first Minsheng Credit Card was publicly issued in the Great Hall of the People in Beijing on June 16, 2005.

After more than four years of development, Minsheng Credit Card has issued 7.5 million cards, which is unique in product innovation and value-added services. Among all kinds of card products, Minsheng Diamond Platinum Credit Card, Minsheng Woman Flower Credit Card, Minsheng International Student Credit Card and Minsheng VISA Olympic Credit Card are favored by cardholders. In the field of high-end customers, Minsheng Diamond Platinum Credit Card has issued more than 654.38+million cards, ranking among the best in China.

In the past four years, Minsheng Credit Card has won the Best Product Design Award in 2005, Outstanding Innovation Award of China Banking Industry in 2006-Credit Card, Best Platinum Credit Card in 2007, Outstanding Marketing Award of Credit Card in 2007, the most innovative credit card in 2007 and the most popular bank card brand among women in 2008. Li Guixian, former vice chairman of Chinese People's Political Consultative Conference, wrote inscriptions for Minsheng Credit Card successively: "Minsheng Card is for people's livelihood", "International standard, national brand", and the Minsheng brand gradually gained popularity among people.

UnionPay VIP Card is a debit card series of Minsheng, which conforms to the technical standards and business norms of banks and China UnionPay. Settlement in RMB can be used in all business outlets of the Bank and self-service channels such as self-service banking, online banking and telephone banking. It can also be used in other bank outlets where the "counter" business outlets are located, and it can also be used in China UnionPay network covering all parts of China and the whole world.

According to the service level, UnionPay VIP cards include diamond cards and gold cards. You can choose according to your own financial strength and actual needs. With UnionPay VIP card, you can apply for rich financial services such as Qian Shengqian, foreign exchange trading, open-end fund, self-help++and three-party depository, and easily realize your daily trading and financial management needs through personal online banking VIP version, self-service banking, telephone banking and other trading channels.

Is there an annual fee for Minsheng Credit Card?

Minsheng credit card has an annual fee, but it depends on what kind of credit card you are, because each credit card has different requirements for annual fees, and some credit cards are free of annual fees. I suggest you call the customer service telephone number of Minsheng Bank at 95568 for consultation.

1, Minsheng Bank Credit Card will charge an annual fee as long as the user has handled the card, whether it is activated or not; (Minsheng Bank is different from most banks; Therefore, to apply for Minsheng Credit Card, if you intend to use it, you must activate it. Otherwise, an annual fee will be charged if you don't open the card. If you don't use it, it is recommended to return the card and cancel the account.

2. The annual fee will be automatically deducted from the credit card account, and there is no need to go to the business outlets to pay. The bank has a corresponding deduction form for the amount of deduction, which will be prompted by SMS; It's best to check if there is any mistake after the deduction. If there is overpayment, it is obviously brushed for a certain number of times, but it is still deducted according to the original standard. You can contact the bank to explain the situation and ask it to return the overpaid money:

3. If there are preferential policies for annual fee reduction and exemption, it should be clear whether the credit card consumption has reached a certain number of times or a certain amount; Some cards only need to be swiped a certain number of times a year, and the annual fee for that year can be waived without any restrictions; And some need to meet the number of credit cards and the amount of consumption at the same time to avoid annual fees;

Annual fee-free policy: Jinpu Card will be exempted from the annual fee of the first year when swiping the card within 2 months, and the annual fee of the next year when spending 5 RMB or 1 foreign currency in the current year, and so on; After the standard platinum card is activated, the annual fee will be charged in the first year. If you spend 18 card or 50,000 yuan or equivalent foreign currency in the current year, you can avoid the annual fee of the following year, and so on (except for special cards).

Annual credit card fee of Minsheng Bank: Puka 100 yuan/year, supplementary card 50 yuan/year; Gold card 300 yuan/year, supplementary card 150 yuan/year; Standard platinum card 600 yuan/year, supplementary card 300 yuan/year; 3,600 yuan/year for luxury platinum card and 1800 yuan/year for supplementary card; Diamond card 1 10,000 yuan/year, and supplementary card 5000 yuan/year; Unlimited card 30,000 yuan/year, supplementary card15,000 yuan/year.

Minsheng bank credit card is free of annual fee for several times.

1. within two months, the ordinary credit card and gold card of Minsheng Bank are exempted from the annual fee for the first year, and the annual fee for the next year is exempted when the credit card is used for five transactions or 1 foreign currency transactions.

2. The standard platinum card of Minsheng Bank's credit card cannot be exempted from the annual fee in the first year, and the annual fee in the following year can be exempted if there are 18 valid transactions in that year or the effective consumption reaches 50,000 yuan or equivalent foreign currency.

China Minsheng Bank (English name: ChinaMinshengBankingCorp, Ltd., CMBC for short, Minsheng Bank, Shanghai Stock Exchange: 6000 16 HKEx: 0 1988) is the first national commercial bank initiated by private capital in Chinese mainland, and its establishment time is19965438+/. The main shareholders are Liu Yonghao's New Hope Group, Zhang Hongwei's Oriental Group, Lu Zhiqiang's China Oceanwide Holding Group, China Shipowners Mutual Insurance Association represented by Wang Yugui, China Life Insurance, Shi Yuzhu and so on.

Initial course

(2007 -20 1 1 year)

In 2007, the "Five-year Development Outline" of the board of directors clearly pointed out that the development focus would be on financial services for SMEs. In the same year, the Yangtze River Delta began a pilot project of financial services for small and medium-sized enterprises.

In 2008, the finance department of industrial and commercial enterprises was established, and the first batch of small and medium-sized enterprises specialized in Shanghai, Hangzhou, Nanjing, Ningbo, Suzhou and Wenzhou. At the same time, under the guidance of regulatory agencies, actively promote the construction of six mechanisms.

In 2009, the management mode of financial services for SMEs was optimized, and the finance department of industrial and commercial enterprises was renamed as the finance department of SMEs.

On June 5438+February, 2009, with the approval of China Banking Regulatory Commission and Shanghai Banking Regulatory Bureau, the SME Finance Department of China Minsheng Bank was established, which is the first non-bank SME financial service licensed franchise institution in Shanghai.

Since then, Minsheng Bank has gradually optimized the professional mode of financial services for SMEs to the whole bank, including more than 30 branches in Yangtze River Delta, Bohai Bay, Midwest, Haixi and Pearl River Delta.

By the end of 20111,the loan balance of SME Finance Department exceeded 654.38 billion yuan, the balance of off-balance-sheet business exceeded 60 billion yuan, and the number of asset customers served exceeded 65.438 million.

Development history

(20 12 -2020)

On the basis that the loan quantity and customer scale have begun to take shape, the SME Finance Department of Minsheng Bank has entered a new stage of development. Under the guidance of the three-year plan, a clear development strategy was formulated, and a perfect sales strategy and plan was first formulated through "specialization, batch and specialization", which truly realized the "highlighting regional characteristics and implementing list sales" proposed by Chairman Dong Wenbiao, making sales easier and financing for SMEs easier.

Is there an annual fee for Minsheng Credit Card Gold Card?

The annual gold card fee of Minsheng Bank Credit Card is one year 300 yuan, and some gold cards are one year 200 yuan. Minsheng Bank's credit cards (Puka, Gold Card and Standard Platinum Card) are exempt from the annual fee in the first year, and the annual fee in the following year is exempted if you swipe your card eight times a year.

China Minsheng Bank (English name: ChinaMinshengBankingCorp , Ltd, referred to as CMBC, Minsheng Bank, Shanghai Stock Exchange: 6000 16 HKEx: 0 1988) is the first national commercial bank initiated by private capital in Chinese mainland, with the establishment date of199665438+1October 65438.

Major shareholders include New Hope Group, Oriental Group, China Oceanwide Holding Group, China Shipowners Mutual Insurance Association, China Life Insurance Co., Ltd., etc.

Minsheng Bank A shares were publicly listed on the Shanghai Stock Exchange on February 65438+, and Minsheng Bank H shares were listed on the Hong Kong Stock Exchange on June165438+1October 26, 2009. In 20 18, Fortune ranked 25th1in the Fortune Global 500 list.

2065438+On June 26th, 2009, eight banks including China Minsheng Bank launched the first batch of enterprise information networking verification systems. July 20 19, Fortune Global 500 released: ranked 232nd.

20 19 12 18, ranking 70th in the People's Daily's "China Brand Development Index" 100 list. In March 2020, it was selected as one of the top 500 global brands in 2020 185.

scope of business

(1) Absorbing public deposits;

(2) Short-term, medium-term and long-term loans;

(3) Handling domestic and international settlement;

(4) Handling bill acceptance and discount;

(5) Issuing financial bonds.

(6) Acting as an agent to issue, honor and underwrite government bonds;

(7) buying and selling government bonds and financial bonds;

(eight) engaged in interbank lending;

(9) Acting as an agent for buying and selling foreign exchange;

(ten) engaged in bank card business;

(eleven) to provide letter of credit services and guarantees;

(12) Agency payment and insurance agency business;

(thirteen) to provide safe deposit box services;

(14) Other businesses approved by the State Council Banking Regulatory Authority. With the approval of the People's Bank of China, it can engage in foreign exchange settlement and sale.

Company size

As of September, 20 13, China Minsheng Bank has been established in Beijing, Shanghai, Guangzhou, Shenzhen, Wuhan, Dalian, Nanjing, Hangzhou, Taiyuan, Shijiazhuang, Chongqing, Xi 'an, Fuzhou, Jinan, Ningbo, Chengdu, Tianjin, Kunming, Nanchang, Qingdao, Xiamen, Zhengzhou, Changsha, Changchun and Hefei.

In Baoji, Shantou, Suzhou, Wenzhou, Quanzhou, Handan, Tangshan, Cangzhou, Luoyang, Nanyang, Xiangyang, Lvliang, Datong, Weifang, Nantong, Hengyang, Zhongshan, Yichang, Xuchang, Yancheng, Jining, Longyan, Shangrao, Maanshan, Ganzhou, Jinhua, Changde, Yanbian, Taizhou, Sanya and Huai 'an.

Branches directly under 12 have been established in Xianning, Wuxi, Changzhou, Zhenjiang, Yantai, Shaoxing, Putian, Dongguan, Foshan, Zhuzhou, Huangshi and Xiaogan, with branches in Hong Kong. At present, the representative offices in Singapore, Tokyo and London are under preparation. In addition, it also holds 27 village banks nationwide; Holding Minsheng Canada Fund Management Co., Ltd. and Minsheng Financial Leasing Co., Ltd.

Is there an annual fee for Minsheng credit card and the introduction of Minsheng credit card free of annual fee is over. I wonder if you have found the information you need?