What if the credit card is notified by SMS after overdue negotiation, but the deadline is not specified?

The state stipulates that more than 5,000 yuan is credit card fraud. According to the regulations, you are illegal, but you really didn't get it back, and the bank can't help it. There are several common ways for banks to ask for money: call 1 and ask me for money.

Call your family and tell them how much you owe the bank. But they won't ask your family directly, which is illegal. Some family members will ask you what's going on when they hear that you owe money, and sometimes they will help you pay it back. When you ask for debt, they will try their best to ask you for a large sum of money, or go to your company to ask for it in person, which will ruin your reputation and make people around you give you pressure from public opinion.