The SMS of China Merchants Bank shows that the visa is refused.

If you haven't applied for a credit card recently, it's absolutely fake! It's fraudulent information, and some consultation calls will be left on the information to induce you to call back. In addition, now that pseudo base stations are rampant, the number can be simulated as an official number. In this case, the suggestion is: 1. Call 400 to check with the bank. Log in to China Merchants Bank Online Banking-Credit Card-Progress Query (see if there is any card handling record). 3. Pay attention to the official WeChat WeChat official account, or you can directly inquire. Ignore it. Visual inspection may be the disclosure of personal information, and fraudsters use these to cheat money!