Zhongan insurance is more powerful than sunshine insurance.

There are many fans sending private messages to senior sisters backstage. Does it depend on big insurance companies and small insurance companies to buy insurance? Some insurance companies are not impressed, but the product content is very powerful. Do you want to buy it?

Senior, today I will give you a good analysis. Which is stronger, Zhongan Insurance Company or Sunshine Insurance Company? See if buying insurance products is for a big company or a small company!

1. How about Zhongan Insurance Company?

Zhongan Insurance Company was established on 20 13, and it is the first internet insurance company in China. It was listed in Hong Kong in 20 17 with a registered capital of1400 million yuan. Main business: enterprise/family property insurance, freight insurance, liability insurance, credit guarantee insurance, short-term health/accident insurance, etc. , directly related to Internet transactions.

In the list of "202 1 Hurun China Top 500" ranked by market value or valuation, Zhongan Insurance has successfully occupied a place in this list.

Moreover, while technology empowers insurance, Zhongan is also exporting technology that has been verified by business. Up to now, Zhongan Insurance's overseas partners include SOMPO, the oldest property insurance company in Japan, Grab, the leading O2O platform in Southeast Asia, and Income, the largest comprehensive insurance institution in Singapore.

With the mission of "technology-driven finance such as temperature insurance" and adhering to the values of "simplicity, rapidity, breakthrough and * * * winning", Zhongan Insurance will continue to ride the wind and waves, forge ahead and open a new era of real insurance.

These are just the information data of Zhongan Insurance itself. Are they so reliable? After reading this article, you will know:

"Is Zhongan Insurance reliable? You will know after reading it! 》

2. How about Sunshine Insurance Company?

Sunshine Insurance was born in 2005, and the corresponding registered capital is 310.80 billion yuan. Established only five years ago, it has become one of the top 500 Chinese enterprises and one of the top 1000 enterprises in China. After more than ten years' efforts, it has become a cutting-edge force in China's financial industry. At present, insurance companies have many professional subsidiaries such as property insurance, life insurance, credit guarantee insurance, asset management and medical care.

Up to now, Sunshine Insurance has brought insurance protection to 432 million customers, accumulated social risks of 2,780 trillion yuan, paid various kinds of compensation of 226 billion yuan, paid taxes of 58 billion yuan, and invested more than 520 million yuan in various charities.

It seems that these data are not comprehensive enough. Friends who want to know whether the products of Sunshine Insurance Company are worth buying must read this article:

How about Sunshine Insurance Company? Is the product worth buying? The most comprehensive evaluation of the whole network! 》

3. Zhongan Insurance Company pk Sunshine Insurance Company, which is better?

1. What is the strength background of the company?

Zhongan Insurance was established in 20 13 with a registered capital of1400 million yuan. It belongs to one of the Internet insurance companies, and its products can only be started through the Internet.

Sunshine Insurance was born in 2005 with a registered capital of 310.80 billion yuan. It is one of the top 500 enterprises in China and has served 432 million customers so far.

Look at the registered capital, sunshine insurance is better.

However, in the future, the influence of the Internet will be great, the demand of young people for Internet insurance will be higher, and the development prospect of Zhongan insurance will be broader.

2. Solvency competition

The core solvency adequacy ratio and comprehensive solvency adequacy ratio of Zhongan Insurance in the first quarter of 2022 were 365,438+04.37%.

Because Sunshine Insurance has several subsidiaries, Senior Sister chose the solvency value of Sunshine Life Insurance to explain to you: the core solvency adequacy ratio in the first quarter of 2022 was 126.92%, and the comprehensive solvency adequacy ratio was 18 1.77%.

The solvency passing line stipulated by the CBRC is the core solvency adequacy ratio of not less than 50%; The comprehensive solvency adequacy ratio is not less than 100%.

In this way, whether it is Zhongan Insurance or Sunshine Insurance, the solvency is up to standard and both have the ability to make claims.

3. What are the advantages of insurance?

Both Zhongan Insurance and Sunshine Insurance have advantages, but different products have different protection contents.

The advantages of Zhongan Insurance are health insurance and accident insurance, such as comprehensive accident insurance with golden bell cover, accident insurance without fear of the brave 202 1, and "exclusive e-health" series of millions of medical insurance. It is said that Zhongan enjoys a series of E-student privileges. Is that really the case? If you want to know, you can click on the link below:

Is it really that good to enjoy e-life 2022? A text tells you the answer! 》

Advantages of Sunshine Insurance include life insurance and health insurance products, such as Love Health Internet Million Medical Insurance, Love Internet Critical Illness Insurance, I Insurance Sunshine Orange Internet Term Life Insurance, Maiquan PRO Term Life Insurance, etc.

In reality, you may not be exposed to many products of Sunshine Insurance Company, but whether a product is good or not depends on the content of protection.

To sum up, Zhongan Insurance and Sunshine Insurance are both potential insurance companies.

However, Senior Sister reminds everyone once again that the most important thing for us to buy insurance is to see whether the insurance products are good or not, and the coverage is not comprehensive and cost-effective, and how the insurance company is not the most important.

Write it at the end

I am an expert in insurance, focusing on objective, professional and neutral insurance evaluation;

If the above content has not solved your problem, you can also come to the official account of WeChat to learn to bully and say that insurance consulting me;

I give you the most professional advice based on many years of experience in configuring insurance for 10W+ families.

WeChat official account: Xueba said that insurance costs less, buy the right insurance!