What does the rural credit cooperative mean by overtime repayment SMS?

The overdue repayment of SMS in rural credit cooperatives is an outstanding loan. According to the relevant public information, the overdue repayment SMS of rural credit cooperatives is a notification SMS sent by the bank, informing users that the credit card repayment date has passed and has not been settled, and it will be uploaded after it is overdue, which will affect personal credit information. It is a friendly reminder to the bank that has just overdue.