What impact does a well-known P2P platform in Shenzhen have on investors?

The well-known P2P platform in Shenzhen is Mavericks Online. According to the police report, Shenzhen Nanshan police filed an investigation on Mavericks Capital Group Co., Ltd. ("Mavericks Online" and "Mavericks Private Equity" platforms) on 202 1 1 8. On 202 1, 1 and 65438+3, Shenzhen Nanshan police took criminal compulsory measures against the suspects involved in Mavericks Capital Group Co., Ltd.

First, announce a good retreat

On May 9, 2020, the online loan business of Mavericks online platform started the refund procedure, and all lenders will make unified payment according to the payment plan, and the first payment will start on July 30, 2020. At present, the platform has started the tenth payment work, and has paid a total of 238 million yuan since the retreat.

Second, the redemption plan

Mavericks Online has been closely watched by lenders and the industry because of its 100 billion-level transaction scale. By the end of April 2020, the accumulated turnover of the platform was nearly 1 172 billion yuan, and the loan balance reached more than 104 billion yuan, with more than 2 17000 loans, involving more than one borrower100000. According to its payment plan at that time, the platform plans to pay the principal first, then the proceeds, and complete the payment within three years, that is, 30% of the principal will be paid in the first year and the second year, involving an amount of about 6.8 billion yuan. In the third year, 40% of the principal+total income involved about 4.6 billion yuan. The remaining unpaid amount of Mavericks online platform exceeds 1 1 billion yuan. The first payment is 50 million yuan, and the subsequent payment is once every 20 million yuan, not less than once a month.

Third, internal employees infringe on the interests of lenders.

On June 8, 2020, the police report showed that Mavericks Online comprehensively combed the internal behaviors that infringed on the interests of lenders while repaying loans, and found that some employees took advantage of their positions to invade the borrower's repayment and did not return it to the company, and handed over the clues to the public security organs. After investigation, the police went on a business trip to Yunnan on May 27, 2020, arrested Ruan Mouyuan, a criminal suspect who infringed on the interests of the lender, and kept him as a dog for the criminal police team for the crime of job embezzlement. In August last year, the police filed a case against Guo, a suspect suspected of duty embezzlement, and criminally detained him on August 10, 2020.

Fourth, the police supervise the retreat.

On June 5438+065438+1October 14, 2020, some lenders reported more demands. In view of the fact that the platform is being retired, in order to better grasp the investment information and specific demands of lenders. Supervising the platform to speed up the process of repaying, this material is also an important basis for the follow-up trial to refund compensation.

The Influence of verb (abbreviation of verb) on Lender after filing a case.

According to the redemption situation, it is speculated that the platform is now on record because huge funds cannot be redeemed. Filing a case is beneficial to the lender. Recovering funds in this way will increase shareholders' assets, executives' and employees' commissions and some auctionable assets, and the police announcement collection effect is better than the platform collection, because the police do not have to worry about the punishment faced by soft violence collection. Mavericks online involves consumer loans, mortgages, car loans, corporate loans and so on. And filing a case is conducive to the recovery of mortgage debt. Because we can't determine the proportion of all kinds of online loans of Mavericks in public information, we can't guess the expected compensation. According to the situation after the micro-loan network was put on file, we can probably be sure that mortgage loans will be easy to chase. If a large range of consumer loans are unsecured, I am afraid the repayment situation will deteriorate.

Six, Cowherd Baby Peng Tie founded Mavericks Capital

1976, Long Peng Tie was born in rural Shaoyang, Hunan. His nickname is "Niu Niu" and he started herding cattle at home when he was five or six years old. After graduating with a master's degree, Peng Tie worked in a bank for 8 years, and then worked in a non-bank financial institution for 6 years, successively serving as an executive of several asset management companies. Peng Tie's life experience allowed him to accumulate a sum of money and broaden his horizons. His thinking became flexible, and he smelled the opportunity of financial reform in China. 20 13, the first year of internet finance in China, Peng Tie seized the opportunity to set up Mavericks Capital.

Seven, low return investment fraud

The annual yield of Mavericks series companies is not high, with an annualized rate of only 7%, which is lower than bank financing in many cases. The capital recovery cycle is also long, various procedures are incomplete, and investment projects are obviously not ideal. However, under the packaging and operation of capital, there are still so many investors fooled.