Joke Collection Website - Public benefit messages - I received the short message 1063800965 18, saying that there is a rural credit card that often has money in and out. If in doubt, call 965 18. Who knows?
I received the short message 1063800965 18, saying that there is a rural credit card that often has money in and out. If in doubt, call 965 18. Who knows?
The predecessor of rural credit cooperatives is rural credit cooperatives. According to the spirit of rural financial reform in the State Council in 2004, with the approval of China Banking Regulatory Commission, the credit cooperatives completed the restructuring on July 6, 2005. They are joint-stock community local financial institutions composed of farmers, rural industrial and commercial households, enterprise legal persons and other economic organizations within their jurisdiction and employees of the Union. The Union implements democratic management and mainly provides financial services for agriculture, rural areas and farmers. Rural credit cooperatives include banking department, credit department of rural credit cooperatives, Zheng Tong Rural Credit Cooperative Training School and international finance department of rural credit cooperatives. The rural credit cooperatives union implements a new corporate governance structure of "three meetings and one floor" (members' congress, board of directors, board of supervisors and management headed by the director of the union), which is self-managing, self-financing and self-restraining. Specific business includes:
1, bond repurchase
Bond repurchase business includes pledged repurchase and public repurchase.
2. Buying and selling cash bonds
The business of buying and selling bonds in cash refers to the trading behavior that buyers and sellers buy and sell a certain amount of bonds at an agreed price and deliver the bonds within the specified settlement time, also known as secondary market (or circulation market) trading.
The spot market of inter-bank bonds implements "net price transaction and full price settlement".
3. Bond investment
Bond investment business refers to the unified foreign investment and transaction of commercial banks with independent legal personality in the national inter-bank bond market. At present, the main types of transactions are government bonds, financial bonds, central bank bills, subordinated bonds of commercial banks, short-term financing bonds of enterprises, medium and long-term bills of enterprises and corporate bonds.
4. Store in the same industry
Interbank deposits refer to the deposits deposited by commercial banks in other banks and non-bank financial institutions.
5. Investment in wealth management products
Wealth management products are a kind of wealth management products designed and issued by commercial banks themselves. The raised funds are invested in relevant financial markets, and relevant financial products are purchased according to product contracts, and then distributed to investors according to contracts.
6. Posting the bill again
Discounting of commercial bills refers to the bill behavior that a financial institution discounts the unexpired discounted commercial bills to another financial institution. Among them, commercial bill repurchase is a special form of cash discount business, which means that when a financial institution transfers the discounted commercial bill to another financial institution, it reaches an agreement with the other party to buy back the bill at the agreed time and collect the bill by itself.
7. Bond research
Responsibilities of bond research: tracking macroeconomic trends, grasping bond market trends, capturing market hotspots, and providing reference for investment decisions.
8. Development of RMB financial management
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