How to adjust the transfer limit of ICBC card

(1) SMS/payment password/fingerprint authentication transfer limit

Please log in to mobile banking, and select the function of "Favorites-ICBC e-Payment-Payment Limit" to adjust the daily cumulative limit of SMS verification payment.

Xiao Zhi reminds you:

1.The maximum self-service adjustment for U-shield customers is 20,000 yuan, and the maximum for non-U-shield customers is 1000 yuan; Adjustment of monthly cumulative limit is temporarily not supported;

2.2065438+From July 14, 2009, the mobile banking channel supports customers who are registered and hold U shield, password device, password card or no media to adjust the single and daily cumulative payment limit to 20,000 yuan (inclusive) by means of "face brushing+payment password+SMS";

3. When adjusting the limit through mobile banking, the current login device must be a payment binding device verified by SMS. If it is not bound, it will prompt "face-brushing authentication succeeded, no authentication method", and it can be bound by resetting the payment password.

(2) Transfer limit of U shield authentication method

Please log in to mobile banking and select the function of "My-Security Center-More-Secure Media Management-Limit Management" to adjust the U shield limit (valid only in this channel). In addition, it can also be handled through online banking and counters.

Xiao Zhi reminds you:

1. The U-shield limit of mobile banking only supports face-brushing authentication, which can be adjusted to a single transaction 1 10,000 yuan, with a daily cumulative amount of 5 million yuan;

2. Increase the counter limit: the transaction limit of the second-generation U shield (including ordinary U shield) can be adjusted to 500 million yuan at most, with a daily cumulative of 2 billion yuan; The first generation of U-Shield does not have SMS authentication, and the maximum daily cumulative payment limit can be adjusted to 20 million, and the maximum amount of SMS authentication can be adjusted to 50 million, with a daily cumulative of 500 million.

(3) Transmission restriction of password device authentication method

Please log in to mobile banking, select the "My-Security Center-More-Secure Media Management-Limit Management" function, and follow the prompts to reduce the password device limit. In addition, it can also be handled through online banking.

If you need to increase the limit of password device, please bring your valid ID card and electronic bank card to any domestic business outlets.

Xiao Zhi reminds you:

1. The self-modified limit takes effect according to the corresponding channel;

2. Please refer to the actual processing results for specific adjustment.

(4) Transfer limit of password card authentication method

Password card online banking transaction limit can reach the highest level (2,000 yuan per transaction, 5,000 yuan per day). For the first time, please bring your valid ID card and online banking card to any domestic business outlets. The maximum number of password cards in other channels cannot be increased. If you need a higher payment amount, it is recommended to apply for a U shield or password.

Xiao Zhi reminds you:

Xiamen and Ningbo suspended the application for password devices, and other regions gradually stopped issuing them. For details, please contact the outlets in advance.

(5) Solutions that require a lot of money transfer without security tools.

If there is only SMS authentication and no other security tools, you can also open a one-click large transfer if you need a larger limit than SMS authentication.

Please log in to mobile banking, click "Transfer and Remittance" in this menu, and then click "Payment Limit". In the first column of the quota, find the quota column of "SMS, payment password, fingerprint/face brush". If there is no separate "Transfer and Remittance" column under this column, click other columns under this column; If there is a separate "Transfer and Remittance" column under this column, you need to click the separate "Transfer and Remittance" column to adjust the amount.

Use tips:

(1) Maximum amount that can be increased.

1. When the single payment is less than 20,000 yuan and the daily cumulative payment limit is less than 200,000 yuan, the monthly cumulative payment limit is 1 10,000 yuan.

2. When the single payment limit of < 20,000 yuan is less than or equal to 200,000 yuan, and the daily cumulative payment limit of < 200,000 yuan is less than or equal to110,000 yuan, the monthly cumulative limit is 5 million yuan (you must have a security tool U shield or cipher to upgrade to this level).

(2) minors open this function

Minors (/kloc-under 0/8 years old) need guardian certification to enable this function.

(3) Conditions for starting business

Mobile banking is registered at the counter, and the right to transfer money abroad has been opened.