Can I transfer money with flowers?

Flower buds can be used for consumption and repayment, but not for transfer.

Flower garden is a credit consumption tool, which does not support cash withdrawal or transfer, and can only be used for consumption and shopping.

Flower Garden is a scene-based credit consumption tool in the Internet era. When users spend, they can use the flower garden quota to enjoy the shopping experience of "spending first, then paying". ?

Product features:?

1. Purchase in the current month and repay next month (except for some specific categories such as taobao travel, recharge and movie tickets, Taobao Tmall will repay next month after confirming receipt, and repay next month after placing an order for payment in other platforms). ?

2. Free use of the consumption quota for shopping (if the flower buds are purchased by stages, the buyer will bear the specified fee according to the rate set by the merchant)?

3, convenient repayment, support Alipay automatic repayment.

Extended data:

Repayment method

Users can prepay the amount of ant flower buds at the time of consumption, and make repayment on the 9th of the following month after receiving the goods. The longest interest-free period can reach 4 1 day. In addition to the consumption experience of "buy this month, pay it back next month, and it is super long and interest-free", Ant Flower Garden has also introduced the function of flower garden staging, and consumers can repay the money in 3, 6, 9, 12 months.

The 9th of each month is the repayment date of Bai Hua, and users need to pay off the generated Bai Hua bill on the repayment date. On the due repayment date, the system will automatically deduct the balance of Alipay account, Yu 'ebao (with the function of withholding Yu 'ebao) and fast payment by debit card (including one card) in turn to repay the outstanding part of the bill.

You can also take the initiative to repay. In order to avoid overdue, please ensure that the amount of Alipay account is sufficient. If it is overdue, a late fee of 0.5% will be charged every day. On 20 1 811June12nd, the new function of AliPay App announced that the flower bud deferred repayment function will be fully opened on1June/February1day. To put it simply, the extension of the flower garden is equivalent to a simple transition, which can alleviate the repayment pressure of the pickpocket party to a certain extent.

Credit loan line

According to the comprehensive consideration of consumers' online shopping, payment habits and credit risks, Ant Flower Garden grants users spending quotas ranging from 500 to 50,000 through big data calculation and risk control models. The amount of ant flower buds is rewarded according to the behaviors such as consumption and repayment accumulated by users on the platform. The behavior of users on the platform is dynamic, and the corresponding quota is also dynamic.

When users behave well within a period of time and meet the withdrawal policy, the corresponding amount may be increased. Ant flower beds cannot be opened or raised by others. Please don't trust others and don't disclose personal information. On 20 18 10 18, Bai Hua officially launched the "quota management" function, and users can adjust the quota independently according to actual needs.

Baidu Encyclopedia-Bai Hua