ICBC's transfer problem!

In 2003, China Industrial and Commercial Bank launched and obtained the national patent customer certificate U Shield, which is an advanced security tool provided by China Industrial and Commercial Bank for online banking. It looks like a USB flash drive, like a shield, always protecting the safety of your online banking funds.

From a technical point of view, U shield is a tool for electronic signature and digital authentication of online banking. It has a built-in micro smart card processor, and uses 1024-bit asymmetric key algorithm to encrypt, decrypt and digitally sign online data to ensure the confidentiality, authenticity, integrity and non-repudiation of online transactions.

Second, why choose to use U shield?

● The transaction is safer.

With U shield, you don't have to worry about hackers, fake websites, Trojan viruses and other risks. When you do online banking. U shield can ensure the safety of your online banking funds.

Customers who use login password and payment password need to protect your card number and password when handling online banking external payment business, ensure that the computer that logs in online banking is safe and reliable, update anti-virus software regularly, download patches in time, do not open unknown programs, games and emails casually, and maintain good online habits; If you can't do it at all, don't worry, using U shield is your best choice. As long as your login card number, login password, U shield and U shield password are not disclosed to one person at the same time, you can safely use online banking.

In addition to U shield, ICBC has also introduced a series of security measures: alias login (different from the custom login method of traditional account login), double password control of login password and payment password, and payment amount control to ensure customer safety; Identify and prevent counterfeit bank websites through website verification, website certificate verification (click on the "encryption lock" diagram at the lower right of ICBC website) and reserved information verification.

● Payment is more convenient.

With U Shield, you can easily transfer money, remit money, pay and shop online, without being limited by various payment quotas.

● More comprehensive functions

With U Shield, you can sign personal financial agreements through online banking and enjoy our unique financial services.

● More diversified services.

With the U-Shield, you can also bind the U-Shield of ICBC to Alipay account, and use the U-Shield to authenticate your login to Alipay, thus ensuring the security of your Alipay account.

In order to help netizens guard against online payment risks and promote the development of e-commerce industry, China Industrial and Commercial Bank cooperated with Alipay, a subsidiary of Alibaba, to launch a digital certificate sharing project. After the customer binds the ICBC U-Shield to Alipay account, he must insert the ICBC U-Shield and log in to Alipay before he can make payment, cash withdrawal and recharge. Customers can only query Alipay without using ICBC U shield. Therefore, Alipay customers only need to bind ICBC U shield. Even if the account number and password are accidentally leaked, as long as the ICBC U shield is in hand, the account funds can still be guaranteed to "sit back and relax".

Third, the application and use of U shield

As long as they are ICBC's personal online banking customers, they can apply for U shield by bringing their valid certificates and peony cards used when registering online banking to ICBC outlets. There are three steps to using U shield:

Step 1: Install the driver

If it is the first time for you to use personal online banking on your computer, please refer to ICBC's personal online banking system setup guide, adjust the computer settings first, and then install the U shield driver. Drivers of different brands of U Shield can only be used in this brand. If you want to install by CD, please run the U Shield CD and select "System Upgrade" on the main installation page. The system will automatically detect and prompt you to install the patch. After installing the patch, please select "Driver Installation" to install the U shield driver.

Step 2: Download certificate information

After applying for the U-Shield, you can entrust the teller at ICBC outlets to assist you in downloading your personal ID information into the U-Shield, or you can log in to ICBC's personal online banking and enter "Customer Service-Personal Customer ID Self-Download" to complete the ID information download. Please make sure that the U shield is connected to the USB interface of the computer before downloading. If download is unsuccessful, please go to the counter.

Step 3: Use the U shield happily.

If you need to handle external payment services such as transfer, remittance and payment after logging in to personal online banking, you only need to insert the U shield into the USB interface of the computer according to the system prompt, enter the U shield password, and complete the payment service after being verified by the banking system.

Fourth, the price of U shield

Product model certificate price

Goldpac GEMPC key (16K) 76 yuan.

G&D Stark 100(32K) 76 yuan

Hua Hong BHDC USB( 16K) 60 yuan

BHDC USB(32K) 68 yuan

Remarks:? 6? 1 Various U shield products have the same function.

6? 1 This table is the reference price, and the latest price is subject to the publication of outlets.

The maintenance of verb (verb's abbreviation) U shield

●u shield update

The service period of U-shield certificate file is five years. One month before the service expires, ICBC's online banking system will prompt you to update the certificate to extend the service period of the certificate. You can operate as follows:

● Password of U shield

After applying for the U-Shield, you can immediately change your password at the bank counter, or you can use the supporting certificate tool software to change your certificate password, or you can log in to personal online banking and change your certificate password in "Customer Service-Personal Certificate Management-Personal Customer Certificate Password Update".

If you forget your U shield password during use, you can bring your U shield, online banking registration card and your valid ID card to ICBC outlets to reset your password. If you enter the U shield password incorrectly for more than six consecutive times when using online banking, the system will lock the certificate. You also need to bring your U shield, online banking registration card and your valid ID card to ICBC outlets for password reset.

● Report the loss of U shield >>

If you accidentally lose your U shield, in order to ensure the safety of your online banking account, please immediately apply to ICBC outlets to freeze your U shield. If you confirm that the U shield has been lost, you can apply for a replacement certificate. After the application takes effect, you can download the certificate information again according to the original method of using U shield, or ask the bank teller to help you complete the operation.

If you encounter any problems in the process of installing U Shield and using ICBC's personal online banking, you can call ICBC's unified service hotline 95588 for consultation at any time, or visit ICBC's website www.icbc.com.cn for relevant information or go to ICBC's business outlets for consultation, and ICBC will serve you wholeheartedly.

[Edit this paragraph] 2. principle of operation

U shield is also a mobile digital certificate, which stores your personal digital certificate and is unreadable. Similarly, the bank will also record your digital certificate.

When you try to make an online transaction, the bank will send you a string A, which consists of a time string, an address string, a transaction information string and a replay attack prevention string. Your U-Shield will irreversibly operate the A string according to your personal certificate and send the B string to the bank. At the same time, banks will also perform irreversible operations. If the bank operation results are consistent with your operation results, you are considered legal and the transaction can be completed. If not, you will be considered not.

(Theoretically, different strings A will not get the same string B, that is, a string A corresponds to a unique string B; But string B and string A can't get your digital certificate, and U shield is unreadable, so no one can get your digital certificate. Moreover, the bank will send different anti-replay strings (random strings) and time strings every time, so when a transaction is completed, the B string just sent is no longer valid. To sum up, in theory, U shield is absolutely safe * * * Note that in theory, the probability of forgery is about one eightieth of two, but if there is a DNA base computer like that in Transformers, . )

Three. Use of U shield

You must have tried it in the bank, and the computer won't work properly when you come back. It's either this problem or that problem! (Please insert the U shield, enter the certificate, usb key is not connected, etc. I will help you solve it ... See/ICBC/%E7% BD% 91%e9% 93% B6% E7% B3% bb% E7% bb% 9f/alert _1.htm for the first and second steps (or ask the bank to download it for you). [1] The general problem mainly occurs before using the U shield in the third step: that is, the U shield certificate sent by the computer shows that the computer will not operate. First of all, you should recognize the brand, such as:/ICBC/%E7% BD% 91%e9% 93% B6% E7% B3% BB% E7% BB% 9f/alert _1.htm Generally, there is no brand on the U shield. What about your U shield and the one above? Click Certificate Driver (Install) after confirmation, and then click "Start" in the lower right corner of the computer-> "all programs"->; Click "G&D or Jinbangda" (G&D or Goldpac refers to your U-Shield brand), and then click "Smart Card Management" to see if any ICBC tokens are working properly. If it shows work, leave it alone, which means it is installed and working normally, and close the window. Then open any website (such as www.hao 123.com), open IE browser, and select "Tools" menu->; "internet options"->; "content"->; See if there is a "certificate". If you don't say that you can't make remittances, transfers, etc. Get online at ICBC, then you can unplug the U shield, turn it off, plug in the power supply and start the computer synchronously, and then you can use it automatically. Just log on to the bank website. Tip: My ICBC account number is 62 * * * * * * * * * 65, so I will change my account name to 0 * * *. Then I can only install a U shield and trade freely online in the future. You don't need a bank card, but you still need a bank card to deposit money, withdraw money and handle business in the bank. U shield is useless. Only applicable to online remittance, transfer, transaction, financial management and other functions. I hope you learn to use U shield correctly! Remember to plug the U shield into the usb interface card reader, mobile phone, mp3, etc. before starting the machine. Don't plug it in and turn it on. After turning on the computer, the certificate will be available naturally, and it will be less troublesome in the future. U shield can be used normally in the future.

Note: U Shield does not support vista system.

Is this ok?