Why can't Shengjing Bank's mobile banking be opened?

1. Maybe the application server is under maintenance. Please try again later.

Maybe the mobile phone network is not smooth. Recommend reconnecting.

There may be a problem with the download. Please try downloading again.

None of the above, try shutting down and restarting.

On the Functions of Mobile Banking

(1) account management

Provide customers with account management functions such as balance inquiry, daily detailed inquiry, historical detailed inquiry, registration card maintenance, account loss reporting and default account setting [5].

(2) Transfer and remittance

Mobile phone remittance is a function that customers can transfer money to the default account of customers who have opened mobile phone banking (WAP) by inputting the bank card number or mobile phone number of the payee [5].

(3) Payment business

Through this function, customers can pay daily project expenses, and support customers to submit appointment instructions for payment after non-working hours (branch business is required), and the system will handle business for customers during working hours. After the payment is successful, the item can be saved in my payment item, and the customer can also pay, query, add or delete personal payment items through My Payment Item [5].

(4) Mobile phone stock market

Customers can query the stock information of Shanghai Stock Exchange and Shenzhen Stock Exchange through WAP, enter the stock code in "Customize My Stock", and customize or delete the stocks they care about. Customers can conduct bank-to-securities company, securities company-to-bank and related inquiry transactions through the "third-party depository" function, and in addition, they can also link to the WAP website page of brokers for stock trading [5].

(5) Fund business

According to the fund company, fund type, fund code and self-selected fund, customers can query the detailed information of a fund (including fund code, name, type, net value, historical net value, etc.). ), and key funds can be set as self-selected funds, and operations such as fund subscription, subscription, fixed investment, redemption, cancellation, balance and historical details can be carried out quickly and conveniently [5].

(VI) Precious metals

Provide customers with the functions of inquiring the real-time price of RMB paper gold (including bank buying price and bank selling price), trading paper gold according to the real-time price, or setting paper gold entrusted trading (including profit entrustment, stop loss entrustment and two-way entrustment), and inquiring the accumulated balance and account information of brand gold [5].

(7) Credit card business

Provide customers with the function of inquiring the balance and transaction details of credit cards (including credit cards, debit cards and international cards), returning overdrawn RMB and foreign currency accounts to their own credit cards, and support the credit card installment payment function [5].

(8) Customer service

Provide customers with the functions of balance change reminder customization/inquiry/modification/cancellation, main menu customization, self-service payment, authority management, modifying login/payment password, canceling mobile banking (WAP), setting customer reservation information, statement and so on [5].

Mobile banking can truly provide customers with "3A (Anytime, Anywhere, Anyhow)" service beyond time and space, as well as more personalized and safer services. It is believed that with the development of mobile communication technology, the intelligentization of mobile terminal equipment and the popularization of charges, it will inevitably catalyze the expansion of high-speed Internet users on mobile phones and bring great development opportunities to the dormant mobile banking. According to the latest statistics of iResearch, in 20 14 years, the number of users in cmnet was 570 million, and the transaction scale in China mobile shopping market was 9297. 1 100 million yuan. If mobile banking can be organically combined with the existing service channels of banks, give full play to the advantages of wireless Internet and mobile phones as intelligent terminals, and develop unique products or services (such as customized services), mobile banking will be able to play a greater role [5].